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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Kansas Mortgage Rates in the HSH Lender Showcase

Kansas Mortgages

From the golden plains of western Kansas to the forests of the east, Kansas offers a world of real estate opportunities. Whether you're in the market to buy farmland or a Topeka historic home, refinance, or take out a home equity loan, HSH.com can help you explore your financing options.

HSH.com features a database of current KS mortgage rates, a series of mortgage calculators, and links to lenders qualified to do business in the Sunflower State. Use these resources to evaluate Kansas mortgage rates and loan terms. You can assess the monthly expense, find out whether you qualify for a certain mortgage balance given your income, and determine whether the time is right to buy or refinance. When you're ready to take the next step, contact a lender for a mortgage quote.

Kansas Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Kansas

Select County
County Name One Family Two Family Three Family Four Family
Allen County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Anderson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Atchison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Barber County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Barton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bourbon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Brown County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Butler County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Chase County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Chautauqua County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cherokee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cheyenne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clay County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cloud County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Coffey County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Comanche County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cowley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crawford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Decatur County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dickinson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Doniphan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Douglas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Edwards County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Elk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ellis County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ellsworth County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Finney County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Franklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Geary County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gove County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Graham County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grant County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gray County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greeley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greenwood County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hamilton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harper County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harvey County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Haskell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hodgeman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jewell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Johnson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kearny County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kingman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kiowa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Labette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lane County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Leavenworth County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Linn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Logan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lyon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marshall County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mcpherson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Meade County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Miami County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mitchell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montgomery County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morris County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Nemaha County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Neosho County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ness County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Norton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Osage County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Osborne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ottawa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pawnee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Phillips County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pottawatomie County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pratt County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rawlins County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Reno County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Republic County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rice County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Riley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rooks County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rush County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Russell County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Saline County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Scott County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sedgwick County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Seward County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Shawnee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sheridan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sherman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Smith County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stafford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stanton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stevens County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sumner County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Thomas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Trego County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wabaunsee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wallace County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wichita County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wilson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Woodson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wyandotte County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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