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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Today's Vermont Mortgage Rates in the HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Vermont Mortgages

Vermont is well-known for its natural beauty, abundance of outdoor recreation, and high quality of life. Are you planning to purchase or refinance a home in Vermont? Mortgage lending professionals in Vermont are regulated by the Department of Banking, Insurance, Securities & Health Care Administration (BISHCA). They have to pass an investigation and meet financial standards.

You can find licensed Vermont lenders and compare their current VT mortgage rates. How do different Vermont mortgage rates influence your monthly payment and home affordability? Using the monthly payment calculator, plug in your loan amount, loan term, and VT mortgage rates to see your principal and interest payments.

Vermont Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Vermont

County Name One Family Two Family Three Family Four Family
Addison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bennington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Caledonia County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chittenden County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Essex County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Franklin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grand Isle County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lamoille County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Orange County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Orleans County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rutland County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Washington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Windham County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Windsor County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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