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Think you know a bit about mortgages? Why not take our 10-question mortgage quiz and test your knowledge?

Think you know a bit about mortgages? Why not take our 10-question mortgage quiz and test your knowledge?

Today's Vermont Mortgage Rates in the HSH Lender Showcase

Vermont Mortgages

Vermont is well-known for its natural beauty, abundance of outdoor recreation, and high quality of life. Are you planning to purchase or refinance a home in Vermont? Mortgage lending professionals in Vermont are regulated by the Department of Banking, Insurance, Securities & Health Care Administration (BISHCA). They have to pass an investigation and meet financial standards.

You can find licensed Vermont lenders and compare their current VT mortgage rates. How do different Vermont mortgage rates influence your monthly payment and home affordability? Using the monthly payment calculator, plug in your loan amount, loan term, and VT mortgage rates to see your principal and interest payments.

Vermont Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Vermont

County Name One Family Two Family Three Family Four Family
Addison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bennington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Caledonia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chittenden County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Essex County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grand Isle County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lamoille County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Orange County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Orleans County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rutland County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Windham County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Windsor County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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