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Up for the quarter, down for the year? See what's happening with home affordability in our latest "Income you need to buy a home in the top 50 metro areas".

Up for the quarter, down for the year? See what's happening with home affordability in our latest "Income you need to buy a home in the top 50 metro areas".

Mortgage Rates in Pennsylvania | Refinance Rates | HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
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Pennsylvania Mortgages

Are you planning on buying or refinancing a home in Pennsylvania, or perhaps taking out a home equity loan?

If so, HSH.com has information on current PA mortgage rates and other resources to help you.

Pennsylvania conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for Pennsylvania

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Allegheny County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Armstrong County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Beaver County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Bedford County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Berks County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Blair County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Bradford County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Bucks County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Butler County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cambria County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cameron County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Carbon County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Centre County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Chester County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clarion County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clearfield County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clinton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Columbia County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Crawford County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cumberland County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dauphin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Delaware County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Elk County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Erie County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Fayette County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Forest County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Franklin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Fulton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Greene County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Huntingdon County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Indiana County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jefferson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Juniata County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lackawanna County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lancaster County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lawrence County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lebanon County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lehigh County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Luzerne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lycoming County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mckean County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mercer County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mifflin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Monroe County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Montgomery County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Montour County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Northampton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Northumberland County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Perry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Philadelphia County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pike County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Potter County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Schuylkill County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Snyder County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Somerset County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sullivan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Susquehanna County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Tioga County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Union County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Venango County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Warren County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Washington County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wayne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Westmoreland County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wyoming County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
York County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800

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