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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Mortgage Rates in Pennsylvania | Refinance Rates | HSH Lender Showcase

Pennsylvania Mortgages

Are you planning on buying or refinancing a home in Pennsylvania, or perhaps taking out a home equity loan?

If so, HSH.com has information on current PA mortgage rates and other resources to help you.

Pennsylvania conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Pennsylvania

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Allegheny County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Armstrong County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Beaver County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bedford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Berks County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Blair County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bradford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bucks County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Butler County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cambria County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cameron County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carbon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Centre County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Chester County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clarion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clearfield County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clinton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Columbia County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crawford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cumberland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dauphin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Delaware County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Elk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Erie County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fayette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Forest County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Franklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fulton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greene County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Huntingdon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Indiana County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Juniata County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lackawanna County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lancaster County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lawrence County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lebanon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lehigh County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Luzerne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lycoming County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mckean County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mercer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mifflin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Monroe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montgomery County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montour County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Northampton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Northumberland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Perry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Philadelphia County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pike County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Potter County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Schuylkill County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Snyder County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Somerset County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sullivan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Susquehanna County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Tioga County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Union County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Venango County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Warren County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wayne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Westmoreland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wyoming County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
York County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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