Maryland Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
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Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Maryland Mortgages

Maryland's proximity to the nation's capital and its growth industries, such as life sciences R&D, make it a desirable place to locate and make a home. Whether you're looking to settle here, invest in Maryland's residential and commercial market, or cash in on your home's equity, look to HSH.com to provide tools to evaluate your mortgage options.

HSH.com features an array of research resources to help you make the right mortgage decision. Track current MD mortgage rates and contact lenders for quotes on home mortgages. A suite of mortgage calculators can help you determine your need for private mortgage insurance or estimate your monthly payments.

With accurate and timely information on Maryland mortgage rates and tools for running the numbers, HSH.com helps you make the right decision about your home purchase, refinance, or home equity loan.

Maryland Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Maryland

County NameOne FamilyTwo FamilyThree FamilyFour Family
Allegany CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Anne Arundel CountyOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
Baltimore CityOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
Baltimore CountyOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
Calvert CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Caroline CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carroll CountyOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
Cecil CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Charles CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Dorchester CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Frederick CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Garrett CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Harford CountyOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
Howard CountyOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
Kent CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montgomery CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Prince George's CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Queen Anne's CountyOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
Somerset CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Mary's CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Talbot CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wicomico CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Worcester CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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