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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Maryland Mortgage Rates in the HSH Lender Showcase

Maryland Mortgages

Maryland's proximity to the nation's capital and its growth industries, such as life sciences R&D, make it a desirable place to locate and make a home. Whether you're looking to settle here, invest in Maryland's residential and commercial market, or cash in on your home's equity, look to HSH.com to provide tools to evaluate your mortgage options.

HSH.com features an array of research resources to help you make the right mortgage decision. Track current MD mortgage rates and contact lenders for quotes on home mortgages. A suite of mortgage calculators can help you determine your need for private mortgage insurance or estimate your monthly payments.

With accurate and timely information on Maryland mortgage rates and tools for running the numbers, HSH.com helps you make the right decision about your home purchase, refinance, or home equity loan.

Maryland Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Maryland

County Name One Family Two Family Three Family Four Family
Allegany County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Anne Arundel County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Baltimore City One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Baltimore County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Calvert County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Caroline County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carroll County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cecil County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Charles County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Dorchester County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Frederick County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Garrett County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Howard County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kent County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montgomery County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Prince George's County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Queen Anne's County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Somerset County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Mary's County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Talbot County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wicomico County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Worcester County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
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