West Virginia Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $150000 Refinance loan in WA.
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30 year fixed mortgage rates today from 4.250%

Updated: 11/14/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.415%
APR
Rate as low as
4.250%
Rate
$ 769
Monthly Payment
Show Details

15 year fixed mortgage rates today from 3.625%

Updated: 11/14/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.823%
APR
Rate as low as
3.625%
Rate
$ 1,108
Monthly Payment
Show Details

20 year fixed mortgage rates today from 4.500%

Updated: 11/14/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.676%
APR
Rate as low as
4.500%
Rate
$ 975
Monthly Payment
Show Details

10 year fixed mortgage rates today from 3.625%

Updated: 11/14/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.893%
APR
Rate as low as
3.625%
Rate
$ 1,519
Monthly Payment
Show Details

West Virginia Mortgages

West Virginia is a popular place to search for real estate, not only for its lower housing and living costs but also for its scenic beauty.

If you plan on buying or refinancing a home in the Mountain State--whether it's a vacation home in the Allegheny Mountains or a charming bungalow in Charleston--an experienced mortgage lender can help you interpret today's WV mortgage rates.

Mortgage lenders in the West Virginia are regulated by the West Virginia Division of Banking in Charleston. To get licensed in West Virginia, mortgage lenders must pass a background check, post a bond, and have a credit score greater than 575. To find licensed West Virginia lenders and compare the current WV mortgage rates on offer, check this listing on HSH.com. Mortgage calculators and other research tools can let you see how current West Virginia mortgage rates might affect your mortgage qualification.

West Virginia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for West Virginia

County NameOne FamilyTwo FamilyThree FamilyFour Family
BarbourOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BerkeleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BooneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BraxtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrookeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CabellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CalhounOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DoddridgeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GilmerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreenbrierOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HampshireOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HancockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HardyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HarrisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
KanawhaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LewisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LoganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarshallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MasonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McdowellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MercerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MineralOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MingoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonongaliaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonroeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NicholasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OhioOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PendletonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PleasantsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PocahontasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PrestonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PutnamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RaleighOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RandolphOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RitchieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RoaneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SummersOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TaylorOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TuckerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TylerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UpshurOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WayneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WebsterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WetzelOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WirtOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WoodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WyomingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600