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West Virginia Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in West Virginia

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Rates as low as

5.875% Rate

30 Yr. Fixed

Rates as low as

5.968% APR

$919 / month (est)

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Updated 6/15/2019

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West Virginia Mortgages

West Virginia is a popular place to search for real estate, not only for its lower housing and living costs but also for its scenic beauty.

If you plan on buying or refinancing a home in the Mountain State--whether it's a vacation home in the Allegheny Mountains or a charming bungalow in Charleston--an experienced mortgage lender can help you interpret today's WV mortgage rates.

Mortgage lenders in the West Virginia are regulated by the West Virginia Division of Banking in Charleston. To get licensed in West Virginia, mortgage lenders must pass a background check, post a bond, and have a credit score greater than 575. To find licensed West Virginia lenders and compare the current WV mortgage rates on offer, check this listing on HSH.com. Mortgage calculators and other research tools can let you see how current West Virginia mortgage rates might affect your mortgage qualification.

West Virginia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for West Virginia

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Barbour$484,350$620,200$749,650$931,600
Berkeley$484,350$620,200$749,650$931,600
Boone$484,350$620,200$749,650$931,600
Braxton$484,350$620,200$749,650$931,600
Brooke$484,350$620,200$749,650$931,600
Cabell$484,350$620,200$749,650$931,600
Calhoun$484,350$620,200$749,650$931,600
Clay$484,350$620,200$749,650$931,600
Doddridge$484,350$620,200$749,650$931,600
Fayette$484,350$620,200$749,650$931,600
Gilmer$484,350$620,200$749,650$931,600
Grant$484,350$620,200$749,650$931,600
Greenbrier$484,350$620,200$749,650$931,600
Hampshire$484,350$620,200$749,650$931,600
Hancock$484,350$620,200$749,650$931,600
Hardy$484,350$620,200$749,650$931,600
Harrison$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Jefferson$726,525$930,300$1,124,475$1,397,400
Kanawha$484,350$620,200$749,650$931,600
Lewis$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Logan$484,350$620,200$749,650$931,600
Marion$484,350$620,200$749,650$931,600
Marshall$484,350$620,200$749,650$931,600
Mason$484,350$620,200$749,650$931,600
Mcdowell$484,350$620,200$749,650$931,600
Mercer$484,350$620,200$749,650$931,600
Mineral$484,350$620,200$749,650$931,600
Mingo$484,350$620,200$749,650$931,600
Monongalia$484,350$620,200$749,650$931,600
Monroe$484,350$620,200$749,650$931,600
Morgan$484,350$620,200$749,650$931,600
Nicholas$484,350$620,200$749,650$931,600
Ohio$484,350$620,200$749,650$931,600
Pendleton$484,350$620,200$749,650$931,600
Pleasants$484,350$620,200$749,650$931,600
Pocahontas$484,350$620,200$749,650$931,600
Preston$484,350$620,200$749,650$931,600
Putnam$484,350$620,200$749,650$931,600
Raleigh$484,350$620,200$749,650$931,600
Randolph$484,350$620,200$749,650$931,600
Ritchie$484,350$620,200$749,650$931,600
Roane$484,350$620,200$749,650$931,600
Summers$484,350$620,200$749,650$931,600
Taylor$484,350$620,200$749,650$931,600
Tucker$484,350$620,200$749,650$931,600
Tyler$484,350$620,200$749,650$931,600
Upshur$484,350$620,200$749,650$931,600
Wayne$484,350$620,200$749,650$931,600
Webster$484,350$620,200$749,650$931,600
Wetzel$484,350$620,200$749,650$931,600
Wirt$484,350$620,200$749,650$931,600
Wood$484,350$620,200$749,650$931,600
Wyoming$484,350$620,200$749,650$931,600