Today's West Virginia Mortgage Rates in the HSH Lender Showcase

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West Virginia Mortgages

West Virginia is a popular place to search for real estate, not only for its lower housing and living costs but also for its scenic beauty.

If you plan on buying or refinancing a home in the Mountain State--whether it's a vacation home in the Allegheny Mountains or a charming bungalow in Charleston--an experienced mortgage lender can help you interpret today's WV mortgage rates.

Mortgage lenders in the West Virginia are regulated by the West Virginia Division of Banking in Charleston. To get licensed in West Virginia, mortgage lenders must pass a background check, post a bond, and have a credit score greater than 575. To find licensed West Virginia lenders and compare the current WV mortgage rates on offer, check this listing on HSH.com. Mortgage calculators and other research tools can let you see how current West Virginia mortgage rates might affect your mortgage qualification.

West Virginia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for West Virginia

County Name One Family Two Family Three Family Four Family
Barbour County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Berkeley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Boone County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Braxton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Brooke County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cabell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Calhoun County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clay County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Doddridge County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fayette County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gilmer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grant County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Greenbrier County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hampshire County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hancock County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hardy County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Harrison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jackson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jefferson County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Kanawha County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lewis County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Logan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marion County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marshall County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mason County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mcdowell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mercer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mineral County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mingo County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Monongalia County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Monroe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Morgan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Nicholas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ohio County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pendleton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pleasants County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pocahontas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Preston County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Putnam County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Raleigh County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Randolph County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ritchie County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Roane County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Summers County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Taylor County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tucker County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tyler County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Upshur County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wayne County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Webster County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wetzel County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wirt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wood County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wyoming County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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