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West Virginia Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in West Virginia

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4.625% Rate

30 Yr. Fixed

4.799% APR

$771 / month (est)

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Updated 12/10/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 12/11/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/11/2018

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West Virginia Mortgages

West Virginia is a popular place to search for real estate, not only for its lower housing and living costs but also for its scenic beauty.

If you plan on buying or refinancing a home in the Mountain State--whether it's a vacation home in the Allegheny Mountains or a charming bungalow in Charleston--an experienced mortgage lender can help you interpret today's WV mortgage rates.

Mortgage lenders in the West Virginia are regulated by the West Virginia Division of Banking in Charleston. To get licensed in West Virginia, mortgage lenders must pass a background check, post a bond, and have a credit score greater than 575. To find licensed West Virginia lenders and compare the current WV mortgage rates on offer, check this listing on HSH.com. Mortgage calculators and other research tools can let you see how current West Virginia mortgage rates might affect your mortgage qualification.

West Virginia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For West Virginia, 54 counties have a conventional loan limit at $453,100 and 1 county at $679,650.

2018 Conventional loan limits for West Virginia

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Barbour$453,100$580,150$701,250$871,450
Berkeley$453,100$580,150$701,250$871,450
Boone$453,100$580,150$701,250$871,450
Braxton$453,100$580,150$701,250$871,450
Brooke$453,100$580,150$701,250$871,450
Cabell$453,100$580,150$701,250$871,450
Calhoun$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Doddridge$453,100$580,150$701,250$871,450
Fayette$453,100$580,150$701,250$871,450
Gilmer$453,100$580,150$701,250$871,450
Grant$453,100$580,150$701,250$871,450
Greenbrier$453,100$580,150$701,250$871,450
Hampshire$453,100$580,150$701,250$871,450
Hancock$453,100$580,150$701,250$871,450
Hardy$453,100$580,150$701,250$871,450
Harrison$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jefferson$679,650$870,225$1,051,875$1,307,175
Kanawha$453,100$580,150$701,250$871,450
Lewis$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Logan$453,100$580,150$701,250$871,450
Marion$453,100$580,150$701,250$871,450
Marshall$453,100$580,150$701,250$871,450
Mason$453,100$580,150$701,250$871,450
Mcdowell$453,100$580,150$701,250$871,450
Mercer$453,100$580,150$701,250$871,450
Mineral$453,100$580,150$701,250$871,450
Mingo$453,100$580,150$701,250$871,450
Monongalia$453,100$580,150$701,250$871,450
Monroe$453,100$580,150$701,250$871,450
Morgan$453,100$580,150$701,250$871,450
Nicholas$453,100$580,150$701,250$871,450
Ohio$453,100$580,150$701,250$871,450
Pendleton$453,100$580,150$701,250$871,450
Pleasants$453,100$580,150$701,250$871,450
Pocahontas$453,100$580,150$701,250$871,450
Preston$453,100$580,150$701,250$871,450
Putnam$453,100$580,150$701,250$871,450
Raleigh$453,100$580,150$701,250$871,450
Randolph$453,100$580,150$701,250$871,450
Ritchie$453,100$580,150$701,250$871,450
Roane$453,100$580,150$701,250$871,450
Summers$453,100$580,150$701,250$871,450
Taylor$453,100$580,150$701,250$871,450
Tucker$453,100$580,150$701,250$871,450
Tyler$453,100$580,150$701,250$871,450
Upshur$453,100$580,150$701,250$871,450
Wayne$453,100$580,150$701,250$871,450
Webster$453,100$580,150$701,250$871,450
Wetzel$453,100$580,150$701,250$871,450
Wirt$453,100$580,150$701,250$871,450
Wood$453,100$580,150$701,250$871,450
Wyoming$453,100$580,150$701,250$871,450