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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

West Virginia Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan in WA.
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30 year fixed mortgage rates today from 3.500%

Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 9/4/2019
RateZip
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.411% APR
  • Fixed Rate 30yr

West Virginia Mortgages

West Virginia is a popular place to search for real estate, not only for its lower housing and living costs but also for its scenic beauty.

If you plan on buying or refinancing a home in the Mountain State--whether it's a vacation home in the Allegheny Mountains or a charming bungalow in Charleston--an experienced mortgage lender can help you interpret today's WV mortgage rates.

Mortgage lenders in the West Virginia are regulated by the West Virginia Division of Banking in Charleston. To get licensed in West Virginia, mortgage lenders must pass a background check, post a bond, and have a credit score greater than 575. To find licensed West Virginia lenders and compare the current WV mortgage rates on offer, check this listing on HSH.com. Mortgage calculators and other research tools can let you see how current West Virginia mortgage rates might affect your mortgage qualification.

West Virginia Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for West Virginia

County NameOne FamilyTwo FamilyThree FamilyFour Family
Barbour CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Berkeley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Boone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Braxton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brooke CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cabell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calhoun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Doddridge CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fayette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gilmer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greenbrier CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hampshire CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hancock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hardy CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Harrison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Kanawha CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lewis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Logan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marshall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mason CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mcdowell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mercer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mineral CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mingo CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monongalia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morgan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Nicholas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ohio CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pendleton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pleasants CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pocahontas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Preston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Putnam CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Raleigh CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Randolph CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ritchie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Roane CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Summers CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Taylor CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tucker CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tyler CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Upshur CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wayne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Webster CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wetzel CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wirt CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wood CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wyoming CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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