Hawaii Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $150000 Refinance loan in VA.
Refinance
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Featured lenders
Updated: 11/14/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 3.625%

Updated: 11/13/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.869%
APR
Rate as low as
3.625%
Rate
$ 684
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.550%
APR
Rate as low as
3.500%
Rate
$ 674
Monthly Payment
Show Details
Updated: 11/13/2019
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Updated: 9/4/2019
RateZip
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.411% APR
  • Fixed Rate 30yr

Hawaii Mortgages

Most things in Hawaii tend to be more expensive than on the mainland, and housing is no exception. That's why the federal conforming loan limits consistently make allowances for Hawaii's high-cost areas.

What can make the critical difference in home affordability is finding a home loan offering low HI mortgage rates. Experienced mortgage lenders that understand Hawaii mortgage rates and real estate markets can help you save money on your next home loan or refinance deal--or even a home equity loan.

When you contact the mortgage professionals listed on this page, they'll review current HI mortgage rates (which you can also find on HSH.com's archived data, going back several decades) to uncover opportunities for you to save the most money.

Hawaii Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Hawaii

County NameOne FamilyTwo FamilyThree FamilyFour Family
HawaiiOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
HonoluluOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
KalawaoOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
KauaiOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
MauiOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400