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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Nebraska Mortgage Rates in the HSH Lender Showcase

Nebraska Mortgages

The fun part of buying a home is usually the house hunting, imagining your family in each potential residence. But as important as finding the right home is finding the right home loan. Compare Nebraska mortgage rates before you shop for a home so you can get an idea of your monthly payments under different scenarios.

You can use one of the mortgage calculators after you get a sense of NE mortgage rates to see how much your payments will change at different rates, whether you are purchasing or refinancing.

If you are borrowing a large amount of money, the impact of even a small rate change can be significant. Make sure you check current NE mortgage rates with multiple lenders to be sure you are paying the lowest fees and the lowest interest rates.

Nebraska Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Nebraska

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Antelope County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Arthur County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Banner County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Blaine County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Boone County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Box Butte County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Boyd County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Brown County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Buffalo County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Burt County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Butler County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cass County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cedar County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Chase County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cherry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cheyenne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clay County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Colfax County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cuming County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Custer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dakota County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dawes County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dawson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Deuel County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dixon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dodge County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Douglas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dundy County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fillmore County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Franklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Frontier County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Furnas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gage County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Garden County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Garfield County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gosper County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grant County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greeley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hall County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hamilton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harlan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hayes County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hitchcock County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Holt County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hooker County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Howard County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Johnson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kearney County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Keith County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Keya Paha County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kimball County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Knox County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lancaster County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Logan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Loup County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Madison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mcpherson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Merrick County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morrill County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Nance County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Nemaha County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Nuckolls County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Otoe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pawnee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Perkins County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Phelps County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pierce County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Platte County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Polk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Red Willow County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Richardson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rock County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Saline County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sarpy County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Saunders County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Scotts Bluff County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Seward County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sheridan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sherman County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sioux County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stanton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Thayer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Thomas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Thurston County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Valley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wayne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Webster County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wheeler County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
York County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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