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Up for the quarter, down for the year? See what's happening with home affordability in our latest "Income you need to buy a home in the top 50 metro areas".

Up for the quarter, down for the year? See what's happening with home affordability in our latest "Income you need to buy a home in the top 50 metro areas".

Today's Nebraska Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
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Nebraska Mortgages

The fun part of buying a home is usually the house hunting, imagining your family in each potential residence. But as important as finding the right home is finding the right home loan. Compare Nebraska mortgage rates before you shop for a home so you can get an idea of your monthly payments under different scenarios.

You can use one of the mortgage calculators after you get a sense of NE mortgage rates to see how much your payments will change at different rates, whether you are purchasing or refinancing.

If you are borrowing a large amount of money, the impact of even a small rate change can be significant. Make sure you check current NE mortgage rates with multiple lenders to be sure you are paying the lowest fees and the lowest interest rates.

Nebraska Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for Nebraska

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Antelope County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Arthur County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Banner County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Blaine County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Boone County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Box Butte County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Boyd County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Brown County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Buffalo County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Burt County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Butler County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cass County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cedar County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Chase County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cherry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cheyenne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Clay County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Colfax County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cuming County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Custer County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dakota County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dawes County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dawson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Deuel County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dixon County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dodge County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Douglas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dundy County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Fillmore County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Franklin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Frontier County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Furnas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Gage County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Garden County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Garfield County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Gosper County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grant County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Greeley County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hall County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hamilton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Harlan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hayes County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hitchcock County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Holt County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hooker County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Howard County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Jefferson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Johnson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kearney County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Keith County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Keya Paha County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kimball County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Knox County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lancaster County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lincoln County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Logan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Loup County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Madison County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mcpherson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Merrick County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Morrill County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Nance County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Nemaha County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Nuckolls County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Otoe County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pawnee County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Perkins County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Phelps County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Pierce County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Platte County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Polk County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Red Willow County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Richardson County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Rock County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Saline County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sarpy County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Saunders County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Scotts Bluff County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Seward County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sheridan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sherman County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sioux County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Stanton County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Thayer County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Thomas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Thurston County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Valley County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Washington County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wayne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Webster County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Wheeler County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
York County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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