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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Indiana Mortgage Rates in the HSH Lender Showcase

Indiana Mortgages

HSH.com offers comprehensive mortgage information to guide your home financing decisions. Find current IN mortgage rates, lenders doing business in the Hoosier state, mortgage calculators, and more. These resources can help you decide whether now is the time to buy a new home, refinance, or take out a home equity loan. With mortgage calculators, you can find out whether you're likely to qualify for the home loan balance you need and also calculate your monthly payments.

When you're ready to consult a mortgage professional, look through this list of Indiana lenders who can help you secure a mortgage and explain the effect of different loan programs on the IN mortgage rates you're offered.

With up-to-date information on Indiana mortgage rates, HSH.com is an important partner in your Indiana home loan decision.

Indiana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Indiana

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Allen County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bartholomew County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Benton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Blackford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Boone County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Brown County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carroll County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cass County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clay County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clinton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crawford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Daviess County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dearborn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Decatur County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dekalb County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Delaware County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dubois County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Elkhart County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fayette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Floyd County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fountain County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Franklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fulton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gibson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grant County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greene County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hamilton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hancock County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harrison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hendricks County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Henry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Howard County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Huntington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jasper County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jay County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jennings County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Johnson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Knox County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kosciusko County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lagrange County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lake County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Laporte County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lawrence County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Madison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marshall County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Martin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Miami County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Monroe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montgomery County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morgan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Newton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Noble County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ohio County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Orange County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Owen County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Parke County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Perry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pike County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Porter County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Posey County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pulaski County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Putnam County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Randolph County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ripley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rush County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Scott County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Shelby County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Spencer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Joseph County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Starke County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Steuben County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sullivan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Switzerland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Tippecanoe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Tipton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Union County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vanderburgh County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vermillion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vigo County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wabash County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Warren County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Warrick County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wayne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wells County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
White County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Whitley County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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