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Rhode Island Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Rhode Island

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3.750% Rate

30 Yr. Fixed

3.983% APR

$1,400 / month (est)

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Updated 12/15/2017

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3.875% Rate

30 Yr. Fixed

4.000% APR

$1,422 / month (est)

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Updated 12/15/2017

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3.990% Rate

30 Yr. Fixed

4.050% APR

$1,442 / month (est)

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Updated 12/17/2017

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4.375% Rate

30 Yr. Fixed

4.437% APR

$1,510 / month (est)

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Updated 12/17/2017

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3.625% Rate

30 Yr. Fixed

3.827% APR

$1,379 / month (est)

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Updated 12/15/2017

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Rhode Island Mortgages

Consider HSH.com a one-stop-shopping source for all your mortgage needs in Rhode Island.

With information on current RI mortgage rates, a list of lenders qualified to do business in the state, and tools like mortgage calculators, HSH.com can help you:

  • Find out how much house you can afford. With the state's easy access to the coastline and major metropolitan areas, Rhode Island real estate is often at a premium. Finding the best Rhode Island mortgage rates on HSH.com can make a home purchase more affordable.
  • Access home equity. A home equity loan can be the best way to finance long-term projects like home repairs or capital improvements, saving you money over the long term.
  • Refinance. Use an HSH.com mortgage calculators to see if today's RI mortgage rates could save you interest payments over the life of your loan.

Rhode Island Conventional Mortgage

A conventional loan is traditionally defined as a fixed-rate mortgage with equal monthly payments, a 15-year or 30-year term, and a fixed interest rate established when the mortgage is created.

For Rhode Island, the conventional loan limit is at $426,650 for all counties.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bristol $426,650 $546,200 $660,200 $820,500
Kent $426,650 $546,200 $660,200 $820,500
Newport $426,650 $546,200 $660,200 $820,500
Providence $426,650 $546,200 $660,200 $820,500
Washington $426,650 $546,200 $660,200 $820,500

Calculate your payments for Rhode Island properties with our mortgage calculator.