dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Rhode Island Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
rates.ratezip.com
  • No Appraisal, No MAX LTV, 3.7 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN.
harp-2.org/refinance

Refine Your Search

Get Custom Quotes
[X]

Mortgage Refinance rates in Rhode Island

Ad Disclosure
Recommended Lenders
Rhode Island Homeowners: Don't Waste Time! Get Low Fixed Rate Here 3.75%APR
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
View Rates
HARP 2.0 Refinance Loan 3.1% FIXED
  • No Appraisal, No MAX LTV, 3.7 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN.
View Rates

4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

Learn More

Updated 10/19/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

Learn More

Updated 10/22/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Rhode Island.
  • Direct Lender.
  • Call now and lock-in your low rate!

5.625% Rate

30 Yr. Fixed

5.786% APR

$895 / month (est)

Learn More

Updated 10/22/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Ad Disclosure
Rhode Island Interest Rates as low as 4% (4.708APR)
  • Compare loan offers for free and in just minutes.
  • No SSN required to get started.
  • Do you have the lowest rate possible? Find out instantly!
  • No obligations, ever.
  • "A+" rating with the Better Business Bureau.
  • A variety of loan products including mortgage, refi, cash out, etc.
Learn More
Refinance Rates Are Rising - Act Now Before its Too Late!
  • One simple form, up to 5 competing quotes!
  • Find the best rate and save now!
  • Fast approvals!
Learn More
HARP 2.0 Refinance Loan 3.1% FIXED
  • No Appraisal, No MAX LTV, 3.7 APR
  • Low FIXED HARP Rate, Get a Quote
  • Fannie Mae and Freddie Mac OK
  • Takes Just 30 Seconds!
  • No SSN. No Login. BBB A+
Learn More
See if You Qualify for $100k (or a Year's Worth of Mortgage Payments)
  • Did you know that you may qualify for $100k?
  • You can use this to make home improvements, pay off debt, or even buy a car.
  • Take the survey to see if you are eligible.
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

Rhode Island Mortgages

Consider HSH.com a one-stop-shopping source for all your mortgage needs in Rhode Island.

With information on current RI mortgage rates, a list of lenders qualified to do business in the state, and tools like mortgage calculators, HSH.com can help you:

  • Find out how much house you can afford. With the state's easy access to the coastline and major metropolitan areas, Rhode Island real estate is often at a premium. Finding the best Rhode Island mortgage rates on HSH.com can make a home purchase more affordable.
  • Access home equity. A home equity loan can be the best way to finance long-term projects like home repairs or capital improvements, saving you money over the long term.
  • Refinance. Use an HSH.com mortgage calculators to see if today's RI mortgage rates could save you interest payments over the life of your loan.

Rhode Island Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Rhode Island, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Rhode Island

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bristol$453,100$580,150$701,250$871,450
Kent$453,100$580,150$701,250$871,450
Newport$453,100$580,150$701,250$871,450
Providence$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450