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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Rhode Island Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in CA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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30 year fixed mortgage rates today from 3.375%

Updated: 1/26/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.800%
APR
Rate as low as
4.750%
Rate
$ 1,044
Monthly Payment
Show Details
Updated: 1/24/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.595%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details

15 year fixed mortgage rates today from 2.990%

Updated: 1/26/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
4.075%
APR
Rate as low as
3.990%
Rate
$ 1,479
Monthly Payment
Show Details
Updated: 1/24/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.243%
APR
Rate as low as
2.990%
Rate
$ 1,380
Monthly Payment
Show Details

3/1 year ARM mortgage rates today from 4.250%

Updated: 1/24/2020
3/1 Yr. ARM
3/1 Yr. ARM
Rate as low as
5.156%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details

20 year fixed mortgage rates today from 3.375%

Updated: 1/26/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.192%
APR
Rate as low as
4.125%
Rate
$ 1,226
Monthly Payment
Show Details
Updated: 1/24/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.573%
APR
Rate as low as
3.375%
Rate
$ 1,147
Monthly Payment
Show Details

10 year fixed mortgage rates today from 2.875%

Updated: 1/26/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.113%
APR
Rate as low as
3.990%
Rate
$ 2,024
Monthly Payment
Show Details
Updated: 1/24/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.449%
APR
Rate as low as
2.875%
Rate
$ 1,920
Monthly Payment
Show Details

5/1 year ARM mortgage rates today from 3.375%

Updated: 1/24/2020
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.716%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details

7/1 year ARM mortgage rates today from 4.250%

Updated: 1/24/2020
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.935%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details

FHA 30 year and 15 year mortgage rates today from 2.990%

Updated: 1/24/2020
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 1/24/2020
FHA 15 Yr.
FHA 15 Yr.
Rate as low as
3.243%
APR
Rate as low as
2.990%
Rate
$ 1,380
Monthly Payment
Show Details

VA 30 year mortgage rates today from 3.125%

Updated: 1/24/2020
VA 30 Yr.
VA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details

Rhode Island Mortgages

Consider HSH.com a one-stop-shopping source for all your mortgage needs in Rhode Island.

With information on current RI mortgage rates, a list of lenders qualified to do business in the state, and tools like mortgage calculators, HSH.com can help you:

  • Find out how much house you can afford. With the state's easy access to the coastline and major metropolitan areas, Rhode Island real estate is often at a premium. Finding the best Rhode Island mortgage rates on HSH.com can make a home purchase more affordable.
  • Access home equity. A home equity loan can be the best way to finance long-term projects like home repairs or capital improvements, saving you money over the long term.
  • Refinance. Use an HSH.com mortgage calculators to see if today's RI mortgage rates could save you interest payments over the life of your loan.

Rhode Island Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Rhode Island

County NameOne FamilyTwo FamilyThree FamilyFour Family
Bristol CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kent CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Newport CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Providence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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