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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Rhode Island Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $150000 Refinance loan in WA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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30 year fixed mortgage rates today from 4.000%

Updated: 9/21/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.068%
APR
Rate as low as
4.000%
Rate
$ 748
Monthly Payment
Show Details
Updated: 9/21/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.574%
APR
Rate as low as
4.500%
Rate
$ 792
Monthly Payment
Show Details

15 year fixed mortgage rates today from 3.125%

Updated: 9/21/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.662%
APR
Rate as low as
3.625%
Rate
$ 1,108
Monthly Payment
Show Details
Updated: 9/21/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.790%
APR
Rate as low as
3.750%
Rate
$ 1,117
Monthly Payment
Show Details
Updated: 9/20/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.416%
APR
Rate as low as
3.125%
Rate
$ 1,045
Monthly Payment
Show Details

20 year fixed mortgage rates today from 4.125%

Updated: 9/21/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.297%
APR
Rate as low as
4.250%
Rate
$ 955
Monthly Payment
Show Details
Updated: 9/21/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.170%
APR
Rate as low as
4.125%
Rate
$ 945
Monthly Payment
Show Details

10 year fixed mortgage rates today from 3.500%

Updated: 9/21/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.536%
APR
Rate as low as
3.500%
Rate
$ 1,510
Monthly Payment
Show Details
Updated: 9/21/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.912%
APR
Rate as low as
3.875%
Rate
$ 1,536
Monthly Payment
Show Details

Rhode Island Mortgages

Consider HSH.com a one-stop-shopping source for all your mortgage needs in Rhode Island.

With information on current RI mortgage rates, a list of lenders qualified to do business in the state, and tools like mortgage calculators, HSH.com can help you:

  • Find out how much house you can afford. With the state's easy access to the coastline and major metropolitan areas, Rhode Island real estate is often at a premium. Finding the best Rhode Island mortgage rates on HSH.com can make a home purchase more affordable.
  • Access home equity. A home equity loan can be the best way to finance long-term projects like home repairs or capital improvements, saving you money over the long term.
  • Refinance. Use an HSH.com mortgage calculators to see if today's RI mortgage rates could save you interest payments over the life of your loan.

Rhode Island Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Rhode Island

County NameOne FamilyTwo FamilyThree FamilyFour Family
BristolOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KentOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NewportOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ProvidenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600