X

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Mortgage Rates in California | Refinance Rates | HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
Sorry, no listings found currently for the selected values

California Mortgages

From San Diego to Eureka, California home prices are famously high. That's why housing affordability can hinge on finding the lowest CA mortgage rates available from competing lenders.

HSH.com's data on current CA mortgage rates--available statewide and by metro area--can help you conduct preliminary research on home affordability and evaluate mortgage deals from various lenders.

California conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for California

County Name One Family Two Family Three Family Four Family
Alameda County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Alpine County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Amador County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Butte County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Calaveras County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Colusa County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Contra Costa County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Del Norte County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
El Dorado County One Family$763,600 Two Family$977,550 Three Family$1,181,650 Four Family$1,468,500
Fresno County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Glenn County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Humboldt County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Imperial County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Inyo County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kern County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Kings County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lake County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lassen County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Los Angeles County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Madera County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Marin County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Mariposa County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mendocino County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Merced County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Modoc County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mono County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Monterey County One Family$915,400 Two Family$1,171,900 Three Family$1,416,550 Four Family$1,760,400
Napa County One Family$1,017,750 Two Family$1,302,900 Three Family$1,574,900 Four Family$1,957,250
Nevada County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Orange County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Placer County One Family$763,600 Two Family$977,550 Three Family$1,181,650 Four Family$1,468,500
Plumas County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Riverside County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sacramento County One Family$763,600 Two Family$977,550 Three Family$1,181,650 Four Family$1,468,500
San Benito County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
San Bernardino County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
San Diego County One Family$977,500 Two Family$1,251,400 Three Family$1,512,650 Four Family$1,879,850
San Francisco County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
San Joaquin County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
San Luis Obispo County One Family$911,950 Two Family$1,167,450 Three Family$1,411,200 Four Family$1,753,800
San Mateo County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Santa Barbara County One Family$805,000 Two Family$1,030,550 Three Family$1,245,700 Four Family$1,548,100
Santa Clara County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Santa Cruz County One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Shasta County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sierra County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Siskiyou County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Solano County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sonoma County One Family$861,350 Two Family$1,102,700 Three Family$1,332,900 Four Family$1,656,450
Stanislaus County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sutter County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Tehama County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Trinity County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Tulare County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Tuolumne County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Ventura County One Family$948,750 Two Family$1,214,600 Three Family$1,468,150 Four Family$1,824,550
Yolo County One Family$763,600 Two Family$977,550 Three Family$1,181,650 Four Family$1,468,500
Yuba County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen