X

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Mortgage Rates in California | Refinance Rates | HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
Sorry, no listings found currently for the selected values

California Mortgages

From San Diego to Eureka, California home prices are famously high. That's why housing affordability can hinge on finding the lowest CA mortgage rates available from competing lenders.

HSH.com's data on current CA mortgage rates--available statewide and by metro area--can help you conduct preliminary research on home affordability and evaluate mortgage deals from various lenders.

California conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for California

County Name One Family Two Family Three Family Four Family
Alameda County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Alpine County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Amador County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Butte County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Calaveras County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Colusa County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Contra Costa County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Del Norte County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
El Dorado County One Family$675,050 Two Family$864,200 Three Family$1,044,600 Four Family$1,298,200
Fresno County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Glenn County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Humboldt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Imperial County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Inyo County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kern County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kings County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lake County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lassen County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Los Angeles County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Madera County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Marin County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Mariposa County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mendocino County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Merced County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Modoc County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mono County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Monterey County One Family$854,450 Two Family$1,093,850 Three Family$1,322,200 Four Family$1,643,200
Napa County One Family$897,000 Two Family$1,148,350 Three Family$1,388,050 Four Family$1,725,050
Nevada County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Orange County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Placer County One Family$675,050 Two Family$864,200 Three Family$1,044,600 Four Family$1,298,200
Plumas County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Riverside County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sacramento County One Family$675,050 Two Family$864,200 Three Family$1,044,600 Four Family$1,298,200
San Benito County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
San Bernardino County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
San Diego County One Family$879,750 Two Family$1,126,250 Three Family$1,361,350 Four Family$1,691,850
San Francisco County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
San Joaquin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
San Luis Obispo County One Family$805,000 Two Family$1,030,550 Three Family$1,245,700 Four Family$1,548,100
San Mateo County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Santa Barbara County One Family$783,150 Two Family$1,002,600 Three Family$1,211,900 Four Family$1,506,100
Santa Clara County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Santa Cruz County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Shasta County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sierra County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Siskiyou County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Solano County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sonoma County One Family$764,750 Two Family$979,000 Three Family$1,183,400 Four Family$1,470,700
Stanislaus County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sutter County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tehama County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Trinity County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tulare County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Tuolumne County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ventura County One Family$851,000 Two Family$1,089,450 Three Family$1,316,900 Four Family$1,636,550
Yolo County One Family$675,050 Two Family$864,200 Three Family$1,044,600 Four Family$1,298,200
Yuba County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen