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New Hampshire Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in New Hampshire

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 10/19/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 10/22/2018

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New Hampshire Mortgages

While many home buyers and refinancing homeowners focus solely on the interest rate, savvy borrowers know they need to compare not only interest rates, but also discount points and all fees to be sure they are getting the best mortgage loan to meet their needs. It doesn't matter if you live in Concord, Dover, Nashua, Manchester, or elsewhere in the Granite State--the best way to ensure peace of mind is to compare New Hampshire mortgage rates with experienced mortgage lenders.

Lenders must be licensed to approve loans in each state, so when you compare NH mortgage rates be sure you are working with a lender authorized to make loans in your state.

No matter how high or low current NH mortgage rates are, you can calculate your monthly payment with a mortgage calculator on this site to compare monthly payments at various rates.

New Hampshire Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For New Hampshire, 8 counties have a conventional loan limit at $625,500 and 2 counties are at $603,750.

2018 Conventional loan limits for New Hampshire

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Belknap$453,100$580,150$701,250$871,450
Carroll$453,100$580,150$701,250$871,450
Cheshire$453,100$580,150$701,250$871,450
Coos$453,100$580,150$701,250$871,450
Grafton$453,100$580,150$701,250$871,450
Hillsborough$453,100$580,150$701,250$871,450
Merrimack$453,100$580,150$701,250$871,450
Rockingham$603,750$772,900$934,250$1,161,050
Strafford$603,750$772,900$934,250$1,161,050
Sullivan$453,100$580,150$701,250$871,450