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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's New Hampshire Mortgage Rates in the HSH Lender Showcase

New Hampshire Mortgages

While many home buyers and refinancing homeowners focus solely on the interest rate, savvy borrowers know they need to compare not only interest rates, but also discount points and all fees to be sure they are getting the best mortgage loan to meet their needs. It doesn't matter if you live in Concord, Dover, Nashua, Manchester, or elsewhere in the Granite State--the best way to ensure peace of mind is to compare New Hampshire mortgage rates with experienced mortgage lenders.

Lenders must be licensed to approve loans in each state, so when you compare NH mortgage rates be sure you are working with a lender authorized to make loans in your state.

No matter how high or low current NH mortgage rates are, you can calculate your monthly payment with a mortgage calculator on this site to compare monthly payments at various rates.

New Hampshire Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for New Hampshire

County Name One Family Two Family Three Family Four Family
Belknap County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carroll County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cheshire County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Coos County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grafton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hillsborough County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Merrimack County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rockingham County One Family$914,250 Two Family$1,170,400 Three Family$1,414,750 Four Family$1,758,200
Strafford County One Family$914,250 Two Family$1,170,400 Three Family$1,414,750 Four Family$1,758,200
Sullivan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
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