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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Ohio Mortgage Rates in the HSH Lender Showcase

Ohio Mortgages

Interested in buying a home in Ohio, or perhaps refinancing or taking out a home equity loan?

For any of these needs, you'll find HSH.com a great source for current OH mortgage rates, local lenders, calculators, and other mortgage info. With these resources, you can:

  • Find a new home loan. Whether it's city life or quieter suburbs, Ohio offers variety to suit every taste. Use HSH.com to find the best Ohio mortgage rates for your dream home.
  • Tap into home equity. Home equity loans can be a great way to reinvest in your existing property.
  • Refinance your mortgage. Using OH mortgage rates and a refinance calculator, you can quickly find out if you could save on principal and interest payments by refinancing.

Ohio Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Ohio

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Allen County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ashland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ashtabula County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Athens County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Auglaize County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Belmont County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Brown County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Butler County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Carroll County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Champaign County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clermont County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clinton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Columbiana County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Coshocton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crawford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cuyahoga County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Darke County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Defiance County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Delaware County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Erie County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fairfield County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fayette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Franklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fulton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Gallia County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Geauga County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Greene County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Guernsey County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hamilton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hancock County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hardin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Harrison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Henry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Highland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hocking County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Holmes County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Huron County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Knox County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lake County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lawrence County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Licking County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Logan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lorain County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lucas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Madison County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mahoning County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marion County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Medina County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Meigs County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Mercer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Miami County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Monroe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Montgomery County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morgan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morrow County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Muskingum County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Noble County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ottawa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Paulding County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Perry County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pickaway County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pike County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Portage County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Preble County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Putnam County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Richland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ross County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sandusky County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Scioto County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Seneca County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Shelby County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Stark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Summit County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Trumbull County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Tuscarawas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Union County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Van Wert County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vinton County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Warren County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wayne County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Williams County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wood County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wyandot County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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