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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Today's Montana Mortgage Rates in the HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Montana Mortgages

First-time home buyers are always concerned about the affordability of their monthly mortgage payments. Whether you live in Billings, Butte, Bozeman, or elsewhere, compare Montana mortgage rates to find the best loan program to meet your needs.

Another common concern among buyers is accumulating cash for a down payment. In addition to saving money, you might ask relatives for a gift to contribute to your home purchase. Contact lenders to find out the current MT mortgage rates and to ask about the possibility of down payment assistance programs in your area, as well as loan programs that cater to buyers with fewer funds available to put down on a home.

Refinancing homeowners should approach the mortgage shopping process with an open mind as well--while you may be after a rate-and-term refinance, you may discover that a different loan program altogether makes most sense given your current situation. An experienced mortgage lender can describe your refinancing options given today's mortgage environment.

Montana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Montana

County Name One Family Two Family Three Family Four Family
Beaverhead County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Big Horn County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Blaine County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Broadwater County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carbon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Carter County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cascade County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chouteau County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Custer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Daniels County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dawson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Deer Lodge County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fallon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fergus County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Flathead County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gallatin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Garfield County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Glacier County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Golden Valley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Granite County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hill County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jefferson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Judith Basin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lake County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lewis And Clark County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Liberty County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Madison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mccone County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Meagher County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mineral County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Missoula County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Musselshell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Park County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Petroleum County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Phillips County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Pondera County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Powder River County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Powell County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Prairie County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Ravalli County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Richland County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Roosevelt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rosebud County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sanders County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sheridan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Silver Bow County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Stillwater County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sweet Grass County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Teton County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Toole County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Treasure County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Valley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wheatland County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Wibaux County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Yellowstone County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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