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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Today's New Mexico Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $320,000 Refinance loan.
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New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2023 Conforming loan limits for New Mexico

County Name One Family Two Family Three Family Four Family
Bernalillo County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Catron County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Chaves County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Cibola County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Colfax County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Curry County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
De Baca County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Dona Ana County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Eddy County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Grant County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Guadalupe County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Harding County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Hidalgo County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lea County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Lincoln County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Los Alamos County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Luna County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mckinley County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Mora County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Otero County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Quay County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Rio Arriba County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Roosevelt County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
San Juan County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
San Miguel County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sandoval County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Santa Fe County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Sierra County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Socorro County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Taos County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Torrance County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Union County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
Valencia County One Family$726,200 Two Family$929,850 Three Family$1,123,900 Four Family$1,396,800
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