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Thinking about buying a home this spring? You'll want to check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? You'll want to check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Today's New Mexico Mortgage Rates in the HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $450,000 Refinance loan.
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New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for New Mexico

County Name One Family Two Family Three Family Four Family
Bernalillo County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Catron County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Chaves County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cibola County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Colfax County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Curry County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
De Baca County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Dona Ana County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Eddy County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Guadalupe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Harding County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hidalgo County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lea County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Los Alamos County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Luna County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mckinley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mora County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Otero County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Quay County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rio Arriba County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Roosevelt County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
San Juan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
San Miguel County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sandoval County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Santa Fe County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sierra County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Socorro County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Taos County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Torrance County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Valencia County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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