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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Today's New Mexico Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for New Mexico

County Name One Family Two Family Three Family Four Family
Bernalillo County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Catron County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Chaves County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cibola County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Colfax County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Curry County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
De Baca County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dona Ana County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Eddy County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Grant County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Guadalupe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Harding County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hidalgo County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lea County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Los Alamos County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Luna County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mckinley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Mora County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Otero County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Quay County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Rio Arriba County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Roosevelt County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
San Juan County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
San Miguel County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sandoval County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Santa Fe County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Sierra County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Socorro County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Taos County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Torrance County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Union County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Valencia County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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