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New Mexico Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in New Mexico

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New Mexico Homeowners: Don't Waste Time! Get Low Fixed Rate Here 3.75%APR
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4.625% Rate

30 Yr. Fixed

4.799% APR

$771 / month (est)

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Updated 12/10/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 12/11/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/11/2018

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New Mexico Mortgages

Buying a home or refinancing in Santa Fe, Albuquerque, or elsewhere in the Land of Enchantment? Research New Mexico mortgage rates on HSH.com and contact a qualified lender to find the loan program that meets your needs.

For some borrowers, the priority is to keep down payment and closing costs as low as possible, while for others, a low monthly payment is the priority. By comparing current NM mortgage rates and using the mortgage calculator at this site, consumers can get a good estimate of their potential housing costs. NM mortgage rates vary on a daily basis, so keep checking rates regularly to find the best interest rates.

New Mexico Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For conventional and VA loans, the loan limit is at $453,100.

2018 Conventional loan limits for New Mexico

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bernalillo$453,100$580,150$701,250$871,450
Catron$453,100$580,150$701,250$871,450
Chaves$453,100$580,150$701,250$871,450
Cibola$453,100$580,150$701,250$871,450
Colfax$453,100$580,150$701,250$871,450
Curry$453,100$580,150$701,250$871,450
De Baca$453,100$580,150$701,250$871,450
Dona Ana$453,100$580,150$701,250$871,450
Eddy$453,100$580,150$701,250$871,450
Grant$453,100$580,150$701,250$871,450
Guadalupe$453,100$580,150$701,250$871,450
Harding$453,100$580,150$701,250$871,450
Hidalgo$453,100$580,150$701,250$871,450
Lea$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Los Alamos$453,100$580,150$701,250$871,450
Luna$453,100$580,150$701,250$871,450
Mckinley$453,100$580,150$701,250$871,450
Mora$453,100$580,150$701,250$871,450
Otero$453,100$580,150$701,250$871,450
Quay$453,100$580,150$701,250$871,450
Rio Arriba$453,100$580,150$701,250$871,450
Roosevelt$453,100$580,150$701,250$871,450
San Juan$453,100$580,150$701,250$871,450
San Miguel$453,100$580,150$701,250$871,450
Sandoval$453,100$580,150$701,250$871,450
Santa Fe$453,100$580,150$701,250$871,450
Sierra$453,100$580,150$701,250$871,450
Socorro$453,100$580,150$701,250$871,450
Taos$453,100$580,150$701,250$871,450
Torrance$453,100$580,150$701,250$871,450
Union$453,100$580,150$701,250$871,450
Valencia$453,100$580,150$701,250$871,450