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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Wisconsin Mortgage Rates in the HSH Lender Showcase

Wisconsin Mortgages

Wisconsin residents know: it isn't just about the cheese. The Badger State is a desirable place to live because it supports its education and culture, has world-class sports teams, and tons of indoor and outdoor recreation.

Planning to buy or refinance a home in Wisconsin? Information such as today's WI mortgage rates needn't be as difficult to get as season tickets to the Packers. Consult a mortgage lender regulated by the Wisconsin Department of Financial Institutions. You can find licensed Wisconsin lenders and compare their current WI mortgage rates from HSH.com.

If you want to do some homework before or after you talk to your lender, make use of HSH.com's mortgage calculators. By varying inputs such as Wisconsin mortgage rates, down payment amount, loan length, and more, you can get a better feel for the monthly payments you'll have under realistic scenarios.

Wisconsin Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Wisconsin

Select County
County Name One Family Two Family Three Family Four Family
Adams County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ashland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Barron County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bayfield County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Brown County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Buffalo County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Burnett County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Calumet County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Chippewa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Clark County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Columbia County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Crawford County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dane County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dodge County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Door County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Douglas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dunn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Eau Claire County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Florence County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Fond Du Lac County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Forest County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grant County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Green County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Green Lake County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Iowa County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Iron County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Juneau County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kenosha County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Kewaunee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
La Crosse County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lafayette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Langlade County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Manitowoc County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marathon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marinette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Marquette County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Menominee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Milwaukee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Monroe County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Oconto County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Oneida County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Outagamie County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ozaukee County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pepin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pierce County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Polk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Portage County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Price County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Racine County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Richland County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rock County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rusk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sauk County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sawyer County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Shawano County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sheboygan County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Croix County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Taylor County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Trempealeau County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vernon County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vilas County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Walworth County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washburn County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Waukesha County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Waupaca County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Waushara County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Winnebago County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Wood County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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