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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Today's Massachusetts Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Massachusetts Mortgages

As New England's center for higher education, high tech innovation, health care, and financial services, Massachusetts offers a dynamic real estate market. Whether you're looking to buy a home in greater Boston or tap into your Worcester home equity, you need accurate mortgage information to guide your decision.

HSH.com offers a database of Massachusetts mortgage rates, as well as research tools to help you crunch the numbers. Current MA mortgage rates give you an accurate sense of the Massachusetts mortgage landscape. Mortgage calculators help you gauge whether it's the right time to buy a home, refinance your mortgage, or take out a home equity loan to make high-value home improvements. When you've evaluated Massachusetts mortgage rates, identify a qualified Massachusetts lender for a quote.

Massachusetts Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Massachusetts

County Name One Family Two Family Three Family Four Family
Barnstable County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Berkshire County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bristol County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Dukes County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Essex County One Family$770,500 Two Family$986,400 Three Family$1,192,300 Four Family$1,481,750
Franklin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hampden County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Hampshire County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Middlesex County One Family$770,500 Two Family$986,400 Three Family$1,192,300 Four Family$1,481,750
Nantucket County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Norfolk County One Family$770,500 Two Family$986,400 Three Family$1,192,300 Four Family$1,481,750
Plymouth County One Family$770,500 Two Family$986,400 Three Family$1,192,300 Four Family$1,481,750
Suffolk County One Family$770,500 Two Family$986,400 Three Family$1,192,300 Four Family$1,481,750
Worcester County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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