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Massachusetts Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Massachusetts

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Massachusetts Homeowners: Don't Waste Time! Get Low Fixed Rate Here 3.75%APR
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HARP 2.0 Refinance Loan 3.3% FIXED
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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 11/16/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 11/20/2018

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5.500% Rate

30 Yr. Fixed

5.658% APR

$883 / month (est)

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Updated 11/20/2018

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Massachusetts Interest Rates as low as 4% (4.708APR)
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Massachusetts Mortgages

As New England's center for higher education, high tech innovation, health care, and financial services, Massachusetts offers a dynamic real estate market. Whether you're looking to buy a home in greater Boston or tap into your Worcester home equity, you need accurate mortgage information to guide your decision.

HSH.com offers a database of Massachusetts mortgage rates, as well as research tools to help you crunch the numbers. Current MA mortgage rates give you an accurate sense of the Massachusetts mortgage landscape. Mortgage calculators help you gauge whether it's the right time to buy a home, refinance your mortgage, or take out a home equity loan to make high-value home improvements. When you've evaluated Massachusetts mortgage rates, identify a qualified Massachusetts lender for a quote.

Massachusetts Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Massachusetts, 7 counties have a conventional loan limit at $453,100 and 7 counties range from $603,750 to $679,650.

2018 Conventional loan limits for Massachusetts

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Barnstable$453,100$580,150$701,250$871,450
Berkshire$453,100$580,150$701,250$871,450
Bristol$453,100$580,150$701,250$871,450
Dukes$679,650$870,225$1,051,875$1,307,175
Essex$603,750$772,900$934,250$1,161,050
Franklin$453,100$580,150$701,250$871,450
Hampden$453,100$580,150$701,250$871,450
Hampshire$453,100$580,150$701,250$871,450
Middlesex$603,750$772,900$934,250$1,161,050
Nantucket$679,650$870,225$1,051,875$1,307,175
Norfolk$603,750$772,900$934,250$1,161,050
Plymouth$603,750$772,900$934,250$1,161,050
Suffolk$603,750$772,900$934,250$1,161,050
Worcester$453,100$580,150$701,250$871,450