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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Massachusetts Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 1/27/2020
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 1/27/2020
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

30 year fixed mortgage rates today from 3.375%

Updated: 1/24/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.595%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details
Updated: 1/27/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.255%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 1/24/2020
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Updated: 1/27/2020
Figure Lending LLC
  • Closing in as few as 10 Days
  • Fast, Easy, and 100% Online Application Process
  • Get your rate quote instantly without affecting your credit
  • Dedicated support team

Massachusetts Mortgages

As New England's center for higher education, high tech innovation, health care, and financial services, Massachusetts offers a dynamic real estate market. Whether you're looking to buy a home in greater Boston or tap into your Worcester home equity, you need accurate mortgage information to guide your decision.

HSH.com offers a database of Massachusetts mortgage rates, as well as research tools to help you crunch the numbers. Current MA mortgage rates give you an accurate sense of the Massachusetts mortgage landscape. Mortgage calculators help you gauge whether it's the right time to buy a home, refinance your mortgage, or take out a home equity loan to make high-value home improvements. When you've evaluated Massachusetts mortgage rates, identify a qualified Massachusetts lender for a quote.

Massachusetts Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Massachusetts

County NameOne FamilyTwo FamilyThree FamilyFour Family
Barnstable CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Berkshire CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bristol CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dukes CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Essex CountyOne Family$690,000Two Family$883,300Three Family$1,067,750Four Family$1,326,950
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hampden CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hampshire CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Middlesex CountyOne Family$690,000Two Family$883,300Three Family$1,067,750Four Family$1,326,950
Nantucket CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Norfolk CountyOne Family$690,000Two Family$883,300Three Family$1,067,750Four Family$1,326,950
Plymouth CountyOne Family$690,000Two Family$883,300Three Family$1,067,750Four Family$1,326,950
Suffolk CountyOne Family$690,000Two Family$883,300Three Family$1,067,750Four Family$1,326,950
Worcester CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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