dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Idaho Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
rates.ratezip.com
  • Don't miss out on saving before it's too late
  • Save by Comparing Rates from Multiple Mortgage Lenders
  • One simple form, up to 5 competing quotes
www.refinancehelpers.com

Refine Your Search

Get Custom Quotes
[X]

Mortgage Refinance rates in Idaho

Ad Disclosure
Recommended Lenders
Idaho Homeowners: Don't Waste Time! Get Low Fixed Rate Here 3.75%APR
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
View Rates
Homeowners: Low HARP Rates are Still in Effect!
  • Don't miss out on saving before it's too late
  • Save by Comparing Rates from Multiple Mortgage Lenders
  • One simple form, up to 5 competing quotes
View Rates

5.250% Rate

30 Yr. Fixed

5.335% APR

$860 / month (est)

Learn More

Updated 1/21/2019

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

5.250% Rate

30 Yr. Fixed

5.405% APR

$860 / month (est)

Learn More

Updated 1/21/2019

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Ad Disclosure
Idaho Interest Rates as low as 4% (4.708APR)
  • Compare loan offers for free and in just minutes.
  • No SSN required to get started.
  • Do you have the lowest rate possible? Find out instantly!
  • No obligations, ever.
  • "A+" rating with the Better Business Bureau.
  • A variety of loan products including mortgage, refi, cash out, etc.
Learn More
Mortgage Program For Costco Members
  • The Mortgage Program for Costco Members
  • Eases the burden of home financing
  • Compare Rates From up to 4 Lenders
Learn More
HARP 2.0 Refinance Loan 2.9% FIXED
  • No Appraisal, No MAX LTV, 3.5 APR
  • Low FIXED HARP Rate, Get a Quote
  • Fannie Mae and Freddie Mac OK
  • Takes Just 30 Seconds!
  • No SSN. No Login. BBB A+
  • Home Equity & Cash Out Options
Learn More
HARP 2.0 Refinance Loan 2.9% FIXED
  • No Appraisal, No MAX LTV, 3.5 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN.
  • Verify Eligibility
  • Home Equity & Cash Out Options
Learn More
HARP Expired, But You May Qualify For An Even Better Program
  • HARP Saved You $4,264 Each Year - This Program May Save You More
  • Lower Your Interest Rate!
  • See if You Qualify in 2 Minutes
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Idaho

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Ada$484,350$620,200$749,650$931,600
Adams$484,350$620,200$749,650$931,600
Bannock$484,350$620,200$749,650$931,600
Bear Lake$484,350$620,200$749,650$931,600
Benewah$484,350$620,200$749,650$931,600
Bingham$484,350$620,200$749,650$931,600
Blaine$625,500$800,775$967,950$1,202,925
Boise$484,350$620,200$749,650$931,600
Bonner$484,350$620,200$749,650$931,600
Bonneville$484,350$620,200$749,650$931,600
Boundary$484,350$620,200$749,650$931,600
Butte$484,350$620,200$749,650$931,600
Camas$625,500$800,775$967,950$1,202,925
Canyon$484,350$620,200$749,650$931,600
Caribou$484,350$620,200$749,650$931,600
Cassia$484,350$620,200$749,650$931,600
Clark$484,350$620,200$749,650$931,600
Clearwater$484,350$620,200$749,650$931,600
Custer$484,350$620,200$749,650$931,600
Elmore$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Fremont$484,350$620,200$749,650$931,600
Gem$484,350$620,200$749,650$931,600
Gooding$484,350$620,200$749,650$931,600
Idaho$484,350$620,200$749,650$931,600
Jefferson$484,350$620,200$749,650$931,600
Jerome$484,350$620,200$749,650$931,600
Kootenai$484,350$620,200$749,650$931,600
Latah$484,350$620,200$749,650$931,600
Lemhi$484,350$620,200$749,650$931,600
Lewis$484,350$620,200$749,650$931,600
Lincoln$625,500$800,775$967,950$1,202,925
Madison$484,350$620,200$749,650$931,600
Minidoka$484,350$620,200$749,650$931,600
Nez Perce$484,350$620,200$749,650$931,600
Oneida$484,350$620,200$749,650$931,600
Owyhee$484,350$620,200$749,650$931,600
Payette$484,350$620,200$749,650$931,600
Power$484,350$620,200$749,650$931,600
Shoshone$484,350$620,200$749,650$931,600
Teton$726,525$930,300$1,124,475$1,397,400
Twin Falls$484,350$620,200$749,650$931,600
Valley$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600