Today's Idaho Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2022 Conforming loan limits for Idaho

County Name One Family Two Family Three Family Four Family
Ada County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Adams County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bannock County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bear Lake County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Benewah County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bingham County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Blaine County One Family$648,600 Two Family$830,300 Three Family$1,003,650 Four Family$1,247,300
Boise County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bonner County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Bonneville County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Boundary County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Butte County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Camas County One Family$648,600 Two Family$830,300 Three Family$1,003,650 Four Family$1,247,300
Canyon County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Caribou County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Cassia County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clark County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Clearwater County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Custer County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Elmore County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Franklin County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Fremont County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gem County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Gooding County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Idaho County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jefferson County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Jerome County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Kootenai County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Latah County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lemhi County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lewis County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Lincoln County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Madison County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Minidoka County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Nez Perce County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Oneida County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Owyhee County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Payette County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Power County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Shoshone County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Teton County One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Twin Falls County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Valley County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
Washington County One Family$647,200 Two Family$828,700 Three Family$1,001,650 Four Family$1,244,850
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