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Seasonal home affordability gains faded again to start 2025. See our latest update of "The income you need to buy a home in the top 50 metro housing markets".

Seasonal home affordability gains faded again to start 2025. See our latest update of "The income you need to buy a home in the top 50 metro housing markets".

Today's Louisiana Mortgage Rates in the HSH Lender Showcase

Louisiana Mortgages

Louisiana homeowners and homeowners-to-be can take advantage of the state's affordable real estate. From New Orleans to state capital Baton Rouge, lush Bayou Country to the coast, Louisiana features diverse opportunities to invest in unique property.

Plot your best Louisiana financing options with the help of HSH.com. You'll find a treasure trove of up-to-date data on Louisiana mortgage options. Find current LA mortgage rates, estimate payments and costs with mortgage calculators, and contact Louisiana lenders for quotes and explanations of how LA mortgage rates and your financial situation determine your best loan options.

Is the timing right for your Louisiana home purchase, refinance, or home equity loan? Find out with HSH.com's database of Louisiana mortgage rates and research resources.

Louisiana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2025 Conforming loan limits for Louisiana

Select County
County Name One Family Two Family Three Family Four Family
Acadia Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Allen Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ascension Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Assumption Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Avoyelles Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Beauregard Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bienville Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bossier Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Caddo Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Calcasieu Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Caldwell Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Cameron Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Catahoula Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Claiborne Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Concordia Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
De Soto Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
East Baton Rouge Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
East Carroll Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
East Feliciana Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Evangeline Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Franklin Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Grant Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Iberia Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Iberville Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jackson Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson Davis Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Jefferson Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
La Salle Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lafayette Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lafourche Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Lincoln Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Livingston Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Madison Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Morehouse Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Natchitoches Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Orleans Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Ouachita Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Plaquemines Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Pointe Coupee Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Rapides Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Red River Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Richland Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Sabine Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Bernard Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Charles Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Helena Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. James Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. John The Baptist Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Landry Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Martin Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Mary Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
St. Tammany Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Tangipahoa Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Tensas Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Terrebonne Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Union Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vermilion Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Vernon Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Washington Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Webster Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
West Baton Rouge Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
West Carroll Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
West Feliciana Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Winn Parish One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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