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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Louisiana Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.

30 year fixed mortgage rates today from 3.250%

Updated: 1/27/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.315%
APR
Rate as low as
3.250%
Rate
$ 871
Monthly Payment
Show Details
Updated: 1/27/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.675%
APR
Rate as low as
4.625%
Rate
$ 1,029
Monthly Payment
Show Details
Updated: 1/27/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.540%
APR
Rate as low as
3.500%
Rate
$ 899
Monthly Payment
Show Details
Updated: 1/24/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.595%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details
Updated: 1/27/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.995%
APR
Rate as low as
3.625%
Rate
$ 912
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details

15 year fixed mortgage rates today from 2.990%

Updated: 1/27/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.243%
APR
Rate as low as
3.125%
Rate
$ 1,394
Monthly Payment
Show Details
Updated: 1/27/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.960%
APR
Rate as low as
3.875%
Rate
$ 1,467
Monthly Payment
Show Details
Updated: 1/27/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.072%
APR
Rate as low as
3.000%
Rate
$ 1,382
Monthly Payment
Show Details
Updated: 1/24/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.243%
APR
Rate as low as
2.990%
Rate
$ 1,380
Monthly Payment
Show Details
Updated: 1/27/2020
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.782%
APR
Rate as low as
3.125%
Rate
$ 1,393
Monthly Payment
Show Details
Updated: 9/4/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.353%
APR
Rate as low as
3.250%
Rate
$ 1,405
Monthly Payment
Show Details

3/1 year ARM mortgage rates today from 4.250%

Updated: 1/24/2020
3/1 Yr. ARM
3/1 Yr. ARM
Rate as low as
5.156%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details

20 year fixed mortgage rates today from 3.250%

Updated: 1/27/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.467%
APR
Rate as low as
3.375%
Rate
$ 1,148
Monthly Payment
Show Details
Updated: 1/27/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.192%
APR
Rate as low as
4.125%
Rate
$ 1,226
Monthly Payment
Show Details
Updated: 1/27/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.306%
APR
Rate as low as
3.250%
Rate
$ 1,135
Monthly Payment
Show Details
Updated: 1/24/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.573%
APR
Rate as low as
3.375%
Rate
$ 1,147
Monthly Payment
Show Details
Updated: 1/27/2020
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.760%
APR
Rate as low as
3.250%
Rate
$ 1,134
Monthly Payment
Show Details
Updated: 9/4/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.080%
APR
Rate as low as
3.875%
Rate
$ 1,199
Monthly Payment
Show Details

10 year fixed mortgage rates today from 2.875%

Updated: 1/27/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.171%
APR
Rate as low as
3.000%
Rate
$ 1,932
Monthly Payment
Show Details
Updated: 1/27/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.998%
APR
Rate as low as
3.875%
Rate
$ 2,014
Monthly Payment
Show Details
Updated: 1/27/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.105%
APR
Rate as low as
3.000%
Rate
$ 1,932
Monthly Payment
Show Details
Updated: 1/24/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.449%
APR
Rate as low as
2.875%
Rate
$ 1,920
Monthly Payment
Show Details
Updated: 1/27/2020
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.081%
APR
Rate as low as
3.125%
Rate
$ 1,943
Monthly Payment
Show Details
Updated: 9/4/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.255%
APR
Rate as low as
3.875%
Rate
$ 2,013
Monthly Payment
Show Details

5/1 year ARM mortgage rates today from 3.375%

Updated: 1/27/2020
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.241%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details
Updated: 1/24/2020
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.716%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details
Updated: 9/4/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
5.002%
APR
Rate as low as
4.375%
Rate
$ 999
Monthly Payment
Show Details

7/1 year ARM mortgage rates today from 4.000%

Updated: 1/27/2020
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.131%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 1/24/2020
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.935%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details
Updated: 9/4/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.816%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details

FHA 30 year and 15 year mortgage rates today from 2.990%

Updated: 1/24/2020
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.653%
APR
Rate as low as
4.500%
Rate
$ 1,013
Monthly Payment
Show Details
Updated: 1/24/2020
FHA 15 Yr.
FHA 15 Yr.
Rate as low as
3.243%
APR
Rate as low as
2.990%
Rate
$ 1,380
Monthly Payment
Show Details

VA 30 year mortgage rates today from 3.125%

Updated: 1/24/2020
VA 30 Yr.
VA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details

Louisiana Mortgages

Louisiana homeowners and homeowners-to-be can take advantage of the state's affordable real estate. From New Orleans to state capital Baton Rouge, lush Bayou Country to the coast, Louisiana features diverse opportunities to invest in unique property.

Plot your best Louisiana financing options with the help of HSH.com. You'll find a treasure trove of up-to-date data on Louisiana mortgage options. Find current LA mortgage rates, estimate payments and costs with mortgage calculators, and contact Louisiana lenders for quotes and explanations of how LA mortgage rates and your financial situation determine your best loan options.

Is the timing right for your Louisiana home purchase, refinance, or home equity loan? Find out with HSH.com's database of Louisiana mortgage rates and research resources.

Louisiana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Louisiana

County NameOne FamilyTwo FamilyThree FamilyFour Family
Acadia ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Allen ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ascension ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Assumption ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Avoyelles ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Beauregard ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bienville ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bossier ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Caddo ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calcasieu ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Caldwell ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cameron ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Catahoula ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Claiborne ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Concordia ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
De Soto ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
East Baton Rouge ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
East Carroll ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
East Feliciana ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Evangeline ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Iberia ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Iberville ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson Davis ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
La Salle ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lafayette ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lafourche ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Livingston ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Madison ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morehouse ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Natchitoches ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Orleans ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ouachita ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Plaquemines ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pointe Coupee ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rapides ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Red River ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Richland ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sabine ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Bernard ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Charles ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Helena ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. James ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. John The Baptist ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Landry ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Martin ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Mary ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Tammany ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tangipahoa ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tensas ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Terrebonne ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Vermilion ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Vernon ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Webster ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
West Baton Rouge ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
West Carroll ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
West Feliciana ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Winn ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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