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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Today's Louisiana Mortgage Rates in the HSH Lender Showcase

Louisiana Mortgages

Louisiana homeowners and homeowners-to-be can take advantage of the state's affordable real estate. From New Orleans to state capital Baton Rouge, lush Bayou Country to the coast, Louisiana features diverse opportunities to invest in unique property.

Plot your best Louisiana financing options with the help of HSH.com. You'll find a treasure trove of up-to-date data on Louisiana mortgage options. Find current LA mortgage rates, estimate payments and costs with mortgage calculators, and contact Louisiana lenders for quotes and explanations of how LA mortgage rates and your financial situation determine your best loan options.

Is the timing right for your Louisiana home purchase, refinance, or home equity loan? Find out with HSH.com's database of Louisiana mortgage rates and research resources.

Louisiana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Louisiana

Select County
County Name One Family Two Family Three Family Four Family
Acadia Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Allen Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ascension Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Assumption Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Avoyelles Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Beauregard Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bienville Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bossier Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Caddo Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Calcasieu Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Caldwell Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cameron Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Catahoula Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Claiborne Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Concordia Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
De Soto Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
East Baton Rouge Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
East Carroll Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
East Feliciana Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Evangeline Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Franklin Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grant Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Iberia Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Iberville Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson Davis Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
La Salle Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lafayette Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lafourche Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Livingston Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Madison Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morehouse Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Natchitoches Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Orleans Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ouachita Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Plaquemines Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pointe Coupee Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rapides Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Red River Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Richland Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sabine Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Bernard Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Charles Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Helena Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. James Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. John The Baptist Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Landry Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Martin Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Mary Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
St. Tammany Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tangipahoa Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Tensas Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Terrebonne Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Union Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Vermilion Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Vernon Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Webster Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
West Baton Rouge Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
West Carroll Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
West Feliciana Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Winn Parish One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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