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How are our long-range forecasts panning out? See the Mid-year review of our 2025 Mortgage and Housing Market Outlook.

How are our long-range forecasts panning out? See the Mid-year review of our 2025 Mortgage and Housing Market Outlook.

Today's Alaska Mortgage Rates in the HSH Lender Showcase

Alaska Mortgages

Some people live in Alaska for the unparalleled scenery, while many others of the state's residents are attracted primarily by jobs in the energy or transportation sectors as well as in the military. Whatever your reason for purchasing or refinancing a home in Alaska--whether it's a condo in Juneau or a dream log home on the Kenai River--you can find competitive deals on Alaska mortgage rates.

Using the extensive resources on HSH.com, you can research current AK mortgage rates, plug different lending scenarios into mortgage calculators, and contact mortgage lenders or brokers doing business on the Last Frontier for home loan quotes.

Alaska Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2025 Conforming loan limits for Alaska

Select County
County Name One Family Two Family Three Family Four Family
Aleutians East Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Aleutians West Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Anchorage Municipality One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Bethel Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Bristol Bay Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Chugach Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Copper River Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Denali Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Dillingham Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Fairbanks North Star Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Haines Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Hoonah-angoon Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Juneau City And Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Kenai Peninsula Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Ketchikan Gateway Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Kodiak Island Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Kusilvak Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Lake And Peninsula Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Matanuska-susitna Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Nome Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
North Slope Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Northwest Arctic Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Petersburg Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Prince Of Wales-hyder Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Sitka City And Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Skagway Municipality One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Southeast Fairbanks Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Wrangell City And Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Yakutat City And Borough One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Yukon-koyukuk Census Area One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates

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