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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Arkansas Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
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Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 4.990%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

Arkansas Mortgages

If you're researching home loans for a new home purchase or refinancing an existing one, HSH.com can help. Our graphs quickly show you historical AR mortgage rates for different home loan programs, and you can even drill down to rates offered in major metro areas.

In a climate of low Arkansas mortgage rates, you might consider moving from a traditional 30-year amortization period to a 15-year loan term to save on total interest payments. In a period of higher interest rates, consider a hybrid adjustable-rate mortgage (ARM) for affordable monthly payments in the initial fixed-rate period.

The right home pricing and the right timing--paired with the right home loan--can save you thousands of dollars in interest payments or fees. Contact any of the mortgage lenders on this page to learn more about current AR mortgage rates and to discover ways to save money on your refinance or home purchase.

Arkansas Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Arkansas

County NameOne FamilyTwo FamilyThree FamilyFour Family
ArkansasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AshleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BaxterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BentonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BooneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BradleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CalhounOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarrollOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChicotOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CleburneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClevelandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColumbiaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ConwayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CraigheadOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrawfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrittendenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrossOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DallasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DeshaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DrewOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FaulknerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FultonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GarlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreeneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HempsteadOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Hot SpringOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HowardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IndependenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IzardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JohnsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LafayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LawrenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Little RiverOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LoganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LonokeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MillerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MississippiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonroeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NevadaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NewtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OuachitaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PerryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PhillipsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PikeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PoinsettOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PolkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PopeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PrairieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PulaskiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RandolphOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SalineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SearcyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SebastianOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SevierOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SharpOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. FrancisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Van BurenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WhiteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WoodruffOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600