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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance? 

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance? 

Arkansas Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
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Arkansas Mortgages

If you're researching home loans for a new home purchase or refinancing an existing one, HSH.com can help. Our graphs quickly show you historical AR mortgage rates for different home loan programs, and you can even drill down to rates offered in major metro areas.

In a climate of low Arkansas mortgage rates, you might consider moving from a traditional 30-year amortization period to a 15-year loan term to save on total interest payments. In a period of higher interest rates, consider a hybrid adjustable-rate mortgage (ARM) for affordable monthly payments in the initial fixed-rate period.

The right home pricing and the right timing--paired with the right home loan--can save you thousands of dollars in interest payments or fees. Contact any of the mortgage lenders on this page to learn more about current AR mortgage rates and to discover ways to save money on your refinance or home purchase.

Arkansas Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Arkansas

Select County
County NameOne FamilyTwo FamilyThree FamilyFour Family
Arkansas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ashley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Baxter CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Benton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Boone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bradley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calhoun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carroll CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chicot CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clark CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cleburne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cleveland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Columbia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Conway CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Craighead CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crawford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crittenden CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cross CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dallas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Desha CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Drew CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Faulkner CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fulton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Garland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greene CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hempstead CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hot Spring CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Howard CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Independence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Izard CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Johnson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lafayette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lawrence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Little River CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Logan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lonoke CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Madison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Miller CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mississippi CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montgomery CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Nevada CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Newton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ouachita CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Perry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Phillips CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pike CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Poinsett CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Polk CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pope CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Prairie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pulaski CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Randolph CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Saline CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Scott CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Searcy CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sebastian CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sevier CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sharp CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Francis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Van Buren CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
White CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Woodruff CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Yell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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