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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Arizona Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 10/28/2019
Savings Mortgage
  • Open Night & Weekends! 9am-10pm
  • We will not be undersold!
  • Self Employed NO doc loans.
Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO

30 year fixed mortgage rates today from 4.990%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

Arizona Mortgages

Arizona's housing market has gone through some boom and bust times in the last decades, but tourism and health care are mainstay industries that continue attract newcomers. The warm climate and world-class scenery make the state a perennial favorite among retirees.

For those contemplating a new home purchase or mortgage refinance, checking Arizona mortgage rates and their historical trends is critical to the shopping process. With current AZ mortgage rates and a few tools such as HSH.com's mortgage calculators, you can determine your monthly payments, loan paydown scenarios with different rates and terms, and whether the home you have your eye on is affordable, given your income and down payment.

Experienced mortgage lenders and brokers doing business in the state can provide you with current AZ mortgage rates, which can fluctuate within the day based on volatile market indicators.

Arizona Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Arizona

County NameOne FamilyTwo FamilyThree FamilyFour Family
ApacheOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CochiseOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CoconinoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GilaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrahamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreenleeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
La PazOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MaricopaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MohaveOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PimaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PinalOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Santa CruzOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YavapaiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YumaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600