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Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Today's Colorado Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $450,000 Refinance loan.
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Colorado Mortgages

Colorado boasts some of the country's most spectacular and varied landscapes. But Colorado mortgage rates, which can change rapidly based on market conditions, can be as high as Pikes Peak if you haven't done your homework.

Coloirado mortgage rates can change from city to city and from day to day, so it pays to get quotes from several trusted mortgage lenders and to consult professionals about their mortgage lock options. With HSH.com's data tools, you can easily see trends in current CO mortgage rates and have the peace of mind that you've chosen the right home loan for your new purchase or refinance.

Colorado Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Colorado

County Name One Family Two Family Three Family Four Family
Adams County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Alamosa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Arapahoe County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Archuleta County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Baca County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Bent County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Boulder County One Family$856,750 Two Family$1,096,800 Three Family$1,325,800 Four Family$1,647,650
Broomfield County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Chaffee County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cheyenne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Clear Creek County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Conejos County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Costilla County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Crowley County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Custer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Delta County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Denver County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Dolores County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Douglas County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Eagle County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
El Paso County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Elbert County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Fremont County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Garfield County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Gilpin County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Grand County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Gunnison County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hinsdale County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Huerfano County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jackson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Jefferson County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Kiowa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kit Carson County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
La Plata County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lake County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Larimer County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Las Animas County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Lincoln County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Logan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mesa County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Mineral County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Moffat County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montezuma County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Montrose County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morgan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Otero County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Ouray County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Park County One Family$816,500 Two Family$1,045,250 Three Family$1,263,500 Four Family$1,570,200
Phillips County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pitkin County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Prowers County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Pueblo County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rio Blanco County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rio Grande County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Routt County One Family$1,012,000 Two Family$1,295,550 Three Family$1,566,050 Four Family$1,946,200
Saguache County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
San Juan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
San Miguel County One Family$994,750 Two Family$1,273,450 Three Family$1,539,350 Four Family$1,913,000
Sedgwick County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Summit County One Family$1,006,250 Two Family$1,288,200 Three Family$1,557,150 Four Family$1,935,150
Teller County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Weld County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Yuma County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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