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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Colorado Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.
Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

30 year fixed mortgage rates today from 3.750%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
Updated: 12/9/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

Colorado Mortgages

Colorado boasts some of the country's most spectacular and varied landscapes. But Colorado mortgage rates, which can change rapidly based on market conditions, can be as high as Pikes Peak if you haven't done your homework.

CO mortgage rates can change from city to city and from day to day, so it pays to get quotes from several trusted mortgage lenders and to consult professionals about their mortgage lock options. With HSH.com's data tools, you can easily see trends in current CO mortgage rates and have the peace of mind that you've chosen the right home loan for your new purchase or refinance.

Colorado Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Colorado

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
AlamosaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ArapahoeOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
ArchuletaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BacaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BentOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BoulderOne Family$626,750Two Family$802,350Three Family$969,850Four Family$1,205,300
BroomfieldOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
ChaffeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CheyenneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Clear CreekOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
ConejosOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CostillaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrowleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CusterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DeltaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DenverOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
DoloresOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DouglasOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
EagleOne Family$696,900Two Family$892,150Three Family$1,078,400Four Family$1,340,200
El PasoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ElbertOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
FremontOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GarfieldOne Family$718,750Two Family$920,150Three Family$1,112,250Four Family$1,382,250
GilpinOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
GrandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GunnisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HinsdaleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HuerfanoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
KiowaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Kit CarsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
La PlataOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LakeOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
LarimerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Las AnimasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LoganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MesaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MineralOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MoffatOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontezumaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontroseOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OteroOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OurayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ParkOne Family$561,200Two Family$718,450Three Family$868,400Four Family$1,079,250
PhillipsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PitkinOne Family$718,750Two Family$920,150Three Family$1,112,250Four Family$1,382,250
ProwersOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PuebloOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Rio BlancoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Rio GrandeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RouttOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
SaguacheOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
San JuanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
San MiguelOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
SedgwickOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SummitOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
TellerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WeldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YumaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600