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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance? 

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance? 

Florida Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Florida Mortgages

Florida's real estate market has had its ups and downs, and tracking FL mortgage rates is just as critical as getting the right price for home--be it a Naples waterfront condo or Gainesville single-family home. With up-to-date Florida mortgage rates reported at the state or metropolitan level, HSH.com gives you the information you need to run the numbers on one of our mortgage calculators.

If puzzling through various mortgage terms is as murky to you as navigating the Everglades, contact the experienced lenders with knowledge of local markets--they can give you the latest on current FL mortgage rates for your next home purchase or refinance.

Florida conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Florida

Select County
County NameOne FamilyTwo FamilyThree FamilyFour Family
Alachua CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Baker CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bradford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brevard CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Broward CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calhoun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Charlotte CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Citrus CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Collier CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Columbia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Desoto CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dixie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Duval CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Escambia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Flagler CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gadsden CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gilchrist CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Glades CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gulf CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hamilton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hardee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hendry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hernando CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Highlands CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hillsborough CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Holmes CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Indian River CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lafayette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lake CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Leon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Levy CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Liberty CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Madison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Manatee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Martin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Miami-dade CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$552,000Two Family$706,650Three Family$854,200Four Family$1,061,550
Nassau CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Okaloosa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Okeechobee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Orange CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Osceola CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Palm Beach CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pasco CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pinellas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Polk CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Putnam CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Santa Rosa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sarasota CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Seminole CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Johns CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Lucie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sumter CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Suwannee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Taylor CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Volusia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wakulla CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Walton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates
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