Florida Mortgage Rates and Refinance Rates: HSH Lender Showcase

Florida Mortgages

Florida's real estate market has had its ups and downs, and tracking FL mortgage rates is just as critical as getting the right price for home--be it a Naples waterfront condo or Gainesville single-family home. With up-to-date Florida mortgage rates reported at the state or metropolitan level, HSH.com gives you the information you need to run the numbers on one of our mortgage calculators.

If puzzling through various mortgage terms is as murky to you as navigating the Everglades, contact the experienced lenders with knowledge of local markets--they can give you the latest on current FL mortgage rates for your next home purchase or refinance.

Florida conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Florida

County Name	One Family	Two Family	Three Family	Four Family

Alachua	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Baker	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Bay	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Bradford	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Brevard	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Broward	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Calhoun	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Charlotte	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Citrus	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Clay	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Collier	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Columbia	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
De Soto	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Dixie	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Duval	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Escambia	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Flagler	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Franklin	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Gadsden	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Gilchrist	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Glades	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Gulf	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Hamilton	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Hardee	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Hendry	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Hernando	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Highlands	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Hillsborough	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Holmes	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Indian River	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Jackson	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Jefferson	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Lafayette	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Lake	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Lee	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Leon	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Levy	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Liberty	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Madison	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Manatee	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Marion	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Martin	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Miami-dade	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Monroe	One Family$529,000	Two Family$677,200	Three Family$818,600	Four Family$1,017,300
Nassau	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Okaloosa	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Okeechobee	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Orange	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Osceola	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Palm Beach	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Pasco	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Pinellas	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Polk	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Putnam	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Santa Rosa	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Sarasota	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Seminole	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
St. Johns	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
St. Lucie	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Sumter	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Suwannee	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Taylor	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Union	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Volusia	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Wakulla	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Walton	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600
Washington	One Family$484,350	Two Family$620,200	Three Family$749,650	Four Family$931,600

Mortgage rates by loan term and type

Today's Mortgage Rates

30-year fixed mortgage rates

15-year fixed mortgage rates

20-year fixed mortgage rates

10-year fixed mortgage rates

5/1 Adjustable Rate Mortgage Rates

7/1 Adjustable Rate Mortgage Rates

10/1 Adjustable Rate Mortgage Rates

VA mortgage rates

FHA mortgage rates

Loan Profile
Home Value	Not Provided
First Mortgage	Not Provided
Second Mortgage	Not Provided
Cash Out Amount	Not Provided
Requested Loan Amount	$200,000
Lock Period	40 days
Estimated Monthly Payment
Principal and Interest	$1,073
Mortgage Insurance(estimated)	$0
Total Monthly Payment	$1,073

Loan Profile
Home Value	Not Provided
First Mortgage	Not Provided
Second Mortgage	Not Provided
Cash Out Amount	Not Provided
Requested Loan Amount	$200,000
Lock Period	30 days
Estimated Monthly Payment
Principal and Interest	$927
Mortgage Insurance(estimated)	$0
Total Monthly Payment	$927

Loan Profile
Home Value	Not Provided
First Mortgage	Not Provided
Second Mortgage	Not Provided
Cash Out Amount	Not Provided
Requested Loan Amount	$200,000
Lock Period	30 days
Estimated Monthly Payment
Principal and Interest	$955
Mortgage Insurance(estimated)	$0
Total Monthly Payment	$955

Florida Mortgage Rates and Refinance Rates: HSH Lender Showcase

30 year fixed mortgage rates today from 4.990%

Florida Mortgages

2019 Conventional loan limits for Florida

Mortgage Rates by State

Mortgage rates by loan term and type