dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Hawaii Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • No Appraisal, No MAX LTV, 3.5 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN
www.harp-2.org/refinance.com
  • Cash Out & Home Equity Options
  • Calculate New Rate & Payment
  • Fixed FHA, VA, Conventional 30 & 15 Year Rates
www.mortgage-rates.freerateupdate.com

Refine Your Search

Get Custom Quotes
[X]

Mortgage Refinance rates in Hawaii

Ad Disclosure
Recommended Lenders
Close Your Own Loan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
View Rates
HARP 2.0 Refinance Loan 2.7% FIXED
  • No Appraisal, No MAX LTV, 3.5 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN
View Rates

5.250% Rate

30 Yr. Fixed

5.335% APR

$860 / month (est)

Learn More

Updated 3/20/2019

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Ad Disclosure
HARP Expired, But You May Qualify For An Even Better Program
  • HARP Saved You $4,264 Each Year - This Program May Save You More
  • Lower Your Interest Rate!
  • See if You Qualify in 2 Minutes
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

Hawaii Mortgages

Most things in Hawaii tend to be more expensive than on the mainland, and housing is no exception. That's why the federal conforming loan limits consistently make allowances for Hawaii's high-cost areas.

What can make the critical difference in home affordability is finding a home loan offering low HI mortgage rates. Experienced mortgage lenders that understand Hawaii mortgage rates and real estate markets can help you save money on your next home loan or refinance deal--or even a home equity loan.

When you contact the mortgage professionals listed on this page, they'll review current HI mortgage rates (which you can also find on HSH.com's archived data, going back several decades) to uncover opportunities for you to save the most money.

Hawaii Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Hawaii

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Hawaii$726,525$930,300$1,124,475$1,397,400
Honolulu$726,525$930,300$1,124,475$1,397,400
Kalawao$726,525$930,300$1,124,475$1,397,400
Kauai$726,525$930,300$1,124,475$1,397,400
Maui$726,525$930,300$1,124,475$1,397,400