Today's Idaho Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2021 Conforming loan limits for Idaho

County Name One Family Two Family Three Family Four Family
Ada County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Adams County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Bannock County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Bear Lake County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Benewah County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Bingham County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Blaine County One Family$625,500 Two Family$800,775 Three Family$967,950 Four Family$1,202,925
Boise County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Bonner County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Bonneville County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Boundary County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Butte County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Camas County One Family$625,500 Two Family$800,775 Three Family$967,950 Four Family$1,202,925
Canyon County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Caribou County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Cassia County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Clark County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Clearwater County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Custer County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Elmore County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Franklin County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Fremont County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Gem County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Gooding County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Idaho County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Jefferson County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Jerome County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Kootenai County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Latah County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Lemhi County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Lewis County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Lincoln County One Family$625,500 Two Family$800,775 Three Family$967,950 Four Family$1,202,925
Madison County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Minidoka County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Nez Perce County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Oneida County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Owyhee County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Payette County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Power County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Shoshone County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Teton County One Family$822,375 Two Family$1,053,000 Three Family$1,272,750 Four Family$1,581,750
Twin Falls County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Valley County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Washington County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
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