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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Idaho Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
Featured lenders
Updated: 8/20/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
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Updated: 7/6/2020
Guide To Lenders
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Updated: 7/6/2020
Amerisave NMLS #1168
  • Get Rates & Pre-Qualified in 3 Minutes
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  • LOW Refinance Rates
Updated: 7/6/2020
Veterans United
  • Save BIG today with your hard-earned $0 Down VA Loan benefits
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Updated: 7/6/2020
MortgageRatesPro
  • Refinance Today to Save Money
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Updated: 7/6/2020
Spice Media Group
  • Lower Your Monthly Payment ASAP.
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Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Idaho

County NameOne FamilyTwo FamilyThree FamilyFour Family
Ada CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Adams CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bannock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bear Lake CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Benewah CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bingham CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Blaine CountyOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
Boise CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bonner CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bonneville CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Boundary CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Butte CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Camas CountyOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
Canyon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Caribou CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cassia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clark CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clearwater CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Custer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Elmore CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fremont CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gem CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gooding CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Idaho CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jerome CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kootenai CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Latah CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lemhi CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lewis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
Madison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Minidoka CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Nez Perce CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oneida CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Owyhee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Payette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Power CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Shoshone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Teton CountyOne Family$765,600Two Family$980,325Three Family$1,184,925Four Family$1,472,550
Twin Falls CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Valley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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