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Idaho Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Idaho

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 12/11/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 12/13/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/13/2018

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Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Idaho, 40 counties have conventional loan limits at $453,100, 2 counties are at $625,500 and 1 county(Teton) is at $679,650.

2018 Conventional loan limits for Idaho

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Ada$453,100$580,150$701,250$871,450
Adams$453,100$580,150$701,250$871,450
Bannock$453,100$580,150$701,250$871,450
Bear Lake$453,100$580,150$701,250$871,450
Benewah$453,100$580,150$701,250$871,450
Bingham$453,100$580,150$701,250$871,450
Blaine$625,500$800,775$967,950$1,202,925
Boise$453,100$580,150$701,250$871,450
Bonner$453,100$580,150$701,250$871,450
Bonneville$453,100$580,150$701,250$871,450
Boundary$453,100$580,150$701,250$871,450
Butte$453,100$580,150$701,250$871,450
Camas$625,500$800,775$967,950$1,202,925
Canyon$453,100$580,150$701,250$871,450
Caribou$453,100$580,150$701,250$871,450
Cassia$453,100$580,150$701,250$871,450
Clark$453,100$580,150$701,250$871,450
Clearwater$453,100$580,150$701,250$871,450
Custer$453,100$580,150$701,250$871,450
Elmore$453,100$580,150$701,250$871,450
Franklin$453,100$580,150$701,250$871,450
Fremont$453,100$580,150$701,250$871,450
Gem$453,100$580,150$701,250$871,450
Gooding$453,100$580,150$701,250$871,450
Idaho$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Jerome$453,100$580,150$701,250$871,450
Kootenai$453,100$580,150$701,250$871,450
Latah$453,100$580,150$701,250$871,450
Lemhi$453,100$580,150$701,250$871,450
Lewis$453,100$580,150$701,250$871,450
Lincoln$625,500$800,775$967,950$1,202,925
Madison$453,100$580,150$701,250$871,450
Minidoka$453,100$580,150$701,250$871,450
Nez Perce$453,100$580,150$701,250$871,450
Oneida$453,100$580,150$701,250$871,450
Owyhee$453,100$580,150$701,250$871,450
Payette$453,100$580,150$701,250$871,450
Power$453,100$580,150$701,250$871,450
Shoshone$453,100$580,150$701,250$871,450
Teton$679,650$870,225$1,051,875$1,307,175
Twin Falls$453,100$580,150$701,250$871,450
Valley$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450