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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Idaho Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
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Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

30 year fixed mortgage rates today from 4.000%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
Updated: 12/9/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Idaho

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AdamsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BannockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Bear LakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BenewahOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BinghamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BlaineOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
BoiseOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BonnerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BonnevilleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BoundaryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ButteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CamasOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
CanyonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CaribouOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CassiaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClearwaterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CusterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ElmoreOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FremontOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GemOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GoodingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IdahoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeromeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KootenaiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LatahOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LemhiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LewisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$625,500Two Family$800,775Three Family$967,950Four Family$1,202,925
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MinidokaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Nez PerceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OneidaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OwyheeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PowerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ShoshoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TetonOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Twin FallsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ValleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600