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Idaho Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Idaho

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HARP 2.0 Refinance Loan 2.7% FIXED
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Mortgage Rates from 2.7%
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4.375% Rate

30 Yr. Fixed

4.546% APR

$749 / month (est)

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Updated 2/20/2019

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5.250% Rate

30 Yr. Fixed

5.335% APR

$860 / month (est)

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Updated 2/22/2019

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Idaho Mortgages

Whether you're putting roots down in Idaho or updating an existing property, HSH.com offers the up-to-date and historical information you need to make a solid financing decision.

HSH.com serves as a comprehensive resource for current ID mortgage rates, along with contact information on lenders doing business in the state. Use the mortgage calculators to explore your options and estimate how much of a mortgage you can afford.

HSH.com's current ID mortgage rates help you:

  • Assess the current Boise real estate market. Is it in your interest to rent or buy right now?
  • Strategize a refinance. Is it time to renegotiate your loan terms?
  • Seize a real estate opportunity. Add acreage to your Idaho ranch, jump on a Boise foreclosure, or invest in your dream vacation home...

With access to current ID mortgage rates and an extensive archive, you can make your way in the Idaho real estate market with confidence.

Idaho Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Idaho

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Ada$484,350$620,200$749,650$931,600
Adams$484,350$620,200$749,650$931,600
Bannock$484,350$620,200$749,650$931,600
Bear Lake$484,350$620,200$749,650$931,600
Benewah$484,350$620,200$749,650$931,600
Bingham$484,350$620,200$749,650$931,600
Blaine$625,500$800,775$967,950$1,202,925
Boise$484,350$620,200$749,650$931,600
Bonner$484,350$620,200$749,650$931,600
Bonneville$484,350$620,200$749,650$931,600
Boundary$484,350$620,200$749,650$931,600
Butte$484,350$620,200$749,650$931,600
Camas$625,500$800,775$967,950$1,202,925
Canyon$484,350$620,200$749,650$931,600
Caribou$484,350$620,200$749,650$931,600
Cassia$484,350$620,200$749,650$931,600
Clark$484,350$620,200$749,650$931,600
Clearwater$484,350$620,200$749,650$931,600
Custer$484,350$620,200$749,650$931,600
Elmore$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Fremont$484,350$620,200$749,650$931,600
Gem$484,350$620,200$749,650$931,600
Gooding$484,350$620,200$749,650$931,600
Idaho$484,350$620,200$749,650$931,600
Jefferson$484,350$620,200$749,650$931,600
Jerome$484,350$620,200$749,650$931,600
Kootenai$484,350$620,200$749,650$931,600
Latah$484,350$620,200$749,650$931,600
Lemhi$484,350$620,200$749,650$931,600
Lewis$484,350$620,200$749,650$931,600
Lincoln$625,500$800,775$967,950$1,202,925
Madison$484,350$620,200$749,650$931,600
Minidoka$484,350$620,200$749,650$931,600
Nez Perce$484,350$620,200$749,650$931,600
Oneida$484,350$620,200$749,650$931,600
Owyhee$484,350$620,200$749,650$931,600
Payette$484,350$620,200$749,650$931,600
Power$484,350$620,200$749,650$931,600
Shoshone$484,350$620,200$749,650$931,600
Teton$726,525$930,300$1,124,475$1,397,400
Twin Falls$484,350$620,200$749,650$931,600
Valley$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600