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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Louisiana Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 4.990%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

Louisiana Mortgages

Louisiana homeowners and homeowners-to-be can take advantage of the state's affordable real estate. From New Orleans to state capital Baton Rouge, lush Bayou Country to the coast, Louisiana features diverse opportunities to invest in unique property.

Plot your best Louisiana financing options with the help of HSH.com. You'll find a treasure trove of up-to-date data on Louisiana mortgage options. Find current LA mortgage rates, estimate payments and costs with mortgage calculators, and contact Louisiana lenders for quotes and explanations of how LA mortgage rates and your financial situation determine your best loan options.

Is the timing right for your Louisiana home purchase, refinance, or home equity loan? Find out with HSH.com's database of Louisiana mortgage rates and research resources.

Louisiana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Louisiana

County NameOne FamilyTwo FamilyThree FamilyFour Family
AcadiaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AllenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AscensionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AssumptionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AvoyellesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BeauregardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BienvilleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BossierOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CaddoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CalcasieuOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CaldwellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CameronOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CatahoulaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClaiborneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ConcordiaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
De SotoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
East Baton RougOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
East CarrollOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
East FelicianaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EvangelineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IberiaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IbervilleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Jefferson DavisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LafayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LafourcheOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LasalleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LivingstonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorehouseOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NatchitochesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OrleansOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OuachitaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PlaqueminesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Pointe CoupeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RapidesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Red RiverOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RichlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SabineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. BernardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. CharlesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. HelenaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. JamesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. John The BaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. LandryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. MartinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. MaryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. TammanyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TangipahoaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TensasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TerrebonneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
VermilionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
VernonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WebsterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
West Baton RougOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
West CarrollOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
West FelicianaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WinnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600