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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Louisiana Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
Featured lenders
Updated: 8/20/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
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Featured lenders
Updated: 7/6/2020
Amerisave NMLS #1168
  • Get Rates & Pre-Qualified in 3 Minutes
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  • LOW Refinance Rates
Updated: 7/6/2020
Veterans United
  • Save BIG today with your hard-earned $0 Down VA Loan benefits
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  • 97.9% rating from Veterans on 190,000+ verified reviews
Updated: 7/6/2020
MortgageRatesPro
  • Refinance Today to Save Money
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Updated: 7/6/2020
Spice Media Group
  • Lower Your Monthly Payment ASAP.
  • Fed Dropped Rates, Lock in Your New Rate and Save Money.
  • Get Help Locking in a Low Rate With This Simple Experience.

Louisiana Mortgages

Louisiana homeowners and homeowners-to-be can take advantage of the state's affordable real estate. From New Orleans to state capital Baton Rouge, lush Bayou Country to the coast, Louisiana features diverse opportunities to invest in unique property.

Plot your best Louisiana financing options with the help of HSH.com. You'll find a treasure trove of up-to-date data on Louisiana mortgage options. Find current LA mortgage rates, estimate payments and costs with mortgage calculators, and contact Louisiana lenders for quotes and explanations of how LA mortgage rates and your financial situation determine your best loan options.

Is the timing right for your Louisiana home purchase, refinance, or home equity loan? Find out with HSH.com's database of Louisiana mortgage rates and research resources.

Louisiana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Louisiana

County NameOne FamilyTwo FamilyThree FamilyFour Family
Acadia ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Allen ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ascension ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Assumption ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Avoyelles ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Beauregard ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bienville ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bossier ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Caddo ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calcasieu ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Caldwell ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cameron ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Catahoula ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Claiborne ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Concordia ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
De Soto ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
East Baton Rouge ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
East Carroll ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
East Feliciana ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Evangeline ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Iberia ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Iberville ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson Davis ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
La Salle ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lafayette ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lafourche ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Livingston ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Madison ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morehouse ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Natchitoches ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Orleans ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ouachita ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Plaquemines ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pointe Coupee ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rapides ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Red River ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Richland ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sabine ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Bernard ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Charles ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Helena ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. James ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. John The Baptist ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Landry ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Martin ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Mary ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Tammany ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tangipahoa ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tensas ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Terrebonne ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Vermilion ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Vernon ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Webster ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
West Baton Rouge ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
West Carroll ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
West Feliciana ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Winn ParishOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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