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Massachusetts Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Massachusetts

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HARP 2.0 Home Refinance
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5.190% Rate

30 Yr. Fixed

Rates as low as

5.343% APR

$854 / month (est)

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Updated 4/18/2019

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HARP Replacement Program 2019
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Mortgage Rates from 2.7%
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Massachusetts Mortgages

As New England's center for higher education, high tech innovation, health care, and financial services, Massachusetts offers a dynamic real estate market. Whether you're looking to buy a home in greater Boston or tap into your Worcester home equity, you need accurate mortgage information to guide your decision.

HSH.com offers a database of Massachusetts mortgage rates, as well as research tools to help you crunch the numbers. Current MA mortgage rates give you an accurate sense of the Massachusetts mortgage landscape. Mortgage calculators help you gauge whether it's the right time to buy a home, refinance your mortgage, or take out a home equity loan to make high-value home improvements. When you've evaluated Massachusetts mortgage rates, identify a qualified Massachusetts lender for a quote.

Massachusetts Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Massachusetts

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Barnstable$484,350$620,200$749,650$931,600
Berkshire$484,350$620,200$749,650$931,600
Bristol$484,350$620,200$749,650$931,600
Dukes$726,525$930,300$1,124,475$1,397,400
Essex$688,850$881,850$1,065,950$1,324,750
Franklin$484,350$620,200$749,650$931,600
Hampden$484,350$620,200$749,650$931,600
Hampshire$484,350$620,200$749,650$931,600
Middlesex$688,850$881,850$1,065,950$1,324,750
Nantucket$726,525$930,300$1,124,475$1,397,400
Norfolk$688,850$881,850$1,065,950$1,324,750
Plymouth$688,850$881,850$1,065,950$1,324,750
Suffolk$688,850$881,850$1,065,950$1,324,750
Worcester$484,350$620,200$749,650$931,600