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Mortgage rates are down! It may be a good time to refinance, or learn the income you need to buy a median-priced home in the top 50 metro areas!

Mortgage rates are down! It may be a good time to refinance, or learn the income you need to buy a median-priced home in the top 50 metro areas!

Massachusetts Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $150000 Refinance loan in VA.
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30 year fixed mortgage rates today from 3.375%

Updated: 8/24/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.828%
APR
Rate as low as
4.750%
Rate
$ 814
Monthly Payment
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Updated: 8/24/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.604%
APR
Rate as low as
3.375%
Rate
$ 663
Monthly Payment
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15 year fixed mortgage rates today from 2.750%

Updated: 8/24/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.790%
APR
Rate as low as
3.750%
Rate
$ 1,117
Monthly Payment
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Updated: 8/24/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.090%
APR
Rate as low as
2.750%
Rate
$ 1,018
Monthly Payment
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20 year fixed mortgage rates today from 3.250%

Updated: 8/24/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.422%
APR
Rate as low as
4.375%
Rate
$ 965
Monthly Payment
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Updated: 8/24/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.645%
APR
Rate as low as
3.250%
Rate
$ 851
Monthly Payment
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10 year fixed mortgage rates today from 2.750%

Updated: 8/24/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.037%
APR
Rate as low as
4.000%
Rate
$ 1,545
Monthly Payment
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Updated: 8/24/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.191%
APR
Rate as low as
2.750%
Rate
$ 1,431
Monthly Payment
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5/1 year ARM mortgage rates today from 2.875%

Updated: 8/24/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.633%
APR
Rate as low as
2.875%
Rate
$ 622
Monthly Payment
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7/1 year ARM mortgage rates today from 3.000%

Updated: 8/24/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.435%
APR
Rate as low as
3.000%
Rate
$ 632
Monthly Payment
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Massachusetts Mortgages

As New England's center for higher education, high tech innovation, health care, and financial services, Massachusetts offers a dynamic real estate market. Whether you're looking to buy a home in greater Boston or tap into your Worcester home equity, you need accurate mortgage information to guide your decision.

HSH.com offers a database of Massachusetts mortgage rates, as well as research tools to help you crunch the numbers. Current MA mortgage rates give you an accurate sense of the Massachusetts mortgage landscape. Mortgage calculators help you gauge whether it's the right time to buy a home, refinance your mortgage, or take out a home equity loan to make high-value home improvements. When you've evaluated Massachusetts mortgage rates, identify a qualified Massachusetts lender for a quote.

Massachusetts Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Massachusetts

Select County
County NameOne FamilyTwo FamilyThree FamilyFour Family
BarnstableOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BerkshireOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BristolOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DukesOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
EssexOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HampdenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HampshireOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MiddlesexOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
NantucketOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
NorfolkOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
PlymouthOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
SuffolkOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
WorcesterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates