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Mortgage rates were high and stagnant all spring. Will that continue this summer? See HSH's latest Two-Month Mortgage Rate Forecast for our outlook.

Mortgage rates were high and stagnant all spring. Will that continue this summer? See HSH's latest Two-Month Mortgage Rate Forecast for our outlook.

Today's Massachusetts Mortgage Rates in the HSH Lender Showcase

Massachusetts Mortgages

As New England's center for higher education, high tech innovation, health care, and financial services, Massachusetts offers a dynamic real estate market. Whether you're looking to buy a home in greater Boston or tap into your Worcester home equity, you need accurate mortgage information to guide your decision.

HSH.com offers a database of Massachusetts mortgage rates, as well as research tools to help you crunch the numbers. Current MA mortgage rates give you an accurate sense of the Massachusetts mortgage landscape. Mortgage calculators help you gauge whether it's the right time to buy a home, refinance your mortgage, or take out a home equity loan to make high-value home improvements. When you've evaluated Massachusetts mortgage rates, identify a qualified Massachusetts lender for a quote.

Massachusetts Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2025 Conforming loan limits for Massachusetts

Select County
County Name One Family Two Family Three Family Four Family
Barnstable County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Berkshire County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Bristol County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Dukes County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Essex County One Family$914,250 Two Family$1,170,400 Three Family$1,414,750 Four Family$1,758,200
Franklin County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hampden County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Hampshire County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250
Middlesex County One Family$914,250 Two Family$1,170,400 Three Family$1,414,750 Four Family$1,758,200
Nantucket County One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Norfolk County One Family$914,250 Two Family$1,170,400 Three Family$1,414,750 Four Family$1,758,200
Plymouth County One Family$914,250 Two Family$1,170,400 Three Family$1,414,750 Four Family$1,758,200
Suffolk County One Family$914,250 Two Family$1,170,400 Three Family$1,414,750 Four Family$1,758,200
Worcester County One Family$806,500 Two Family$1,032,650 Three Family$1,248,150 Four Family$1,551,250

Mortgage Rates by State

Mortgage rates by loan term and type

Today's Mortgage Rates
30-year fixed mortgage rates
15-year fixed mortgage rates
20-year fixed mortgage rates
10-year fixed mortgage rates
5/1 Adjustable Rate Mortgage Rates
7/1 Adjustable Rate Mortgage Rates
10/1 Adjustable Rate Mortgage Rates
VA mortgage rates
FHA mortgage rates

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