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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Maryland Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 4.990%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

Maryland Mortgages

Maryland's proximity to the nation's capital and its growth industries, such as life sciences R&D, make it a desirable place to locate and make a home. Whether you're looking to settle here, invest in Maryland's residential and commercial market, or cash in on your home's equity, look to HSH.com to provide tools to evaluate your mortgage options.

HSH.com features an array of research resources to help you make the right mortgage decision. Track current MD mortgage rates and contact lenders for quotes on home mortgages. A suite of mortgage calculators can help you determine your need for private mortgage insurance or estimate your monthly payments.

With accurate and timely information on Maryland mortgage rates and tools for running the numbers, HSH.com helps you make the right decision about your home purchase, refinance, or home equity loan.

Maryland Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Maryland

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlleganyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Anne ArundelOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
BaltimoreOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
Baltimore CityOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
CalvertOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
CarolineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarrollOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
CecilOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CharlesOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
DorchesterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FrederickOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
GarrettOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HarfordOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
HowardOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
KentOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Prince George'sOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Queen Anne'sOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
SomersetOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. Mary'sOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TalbotOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WicomicoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WorcesterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600