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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Michigan Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 7/6/2020
Quicken Loans
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Updated: 7/6/2020
Amerisave NMLS #1168
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Updated: 7/6/2020
Veterans United
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Updated: 7/6/2020
Guide To Lenders
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MortgageRatesPro
  • Refinance Today to Save Money
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Spice Media Group
  • Lower Your Monthly Payment ASAP.
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Michigan Mortgages

Michigan offers diverse real estate opportunities, with bargain home sales as well as rising home equity values in some suburban markets. HSH.com offers localized information on Michigan mortgage rates to help you navigate home financing, whether you're looking to land a good deal in a market of declining home prices or to take out a home equity loan.

HSH.com's rich resources give you a comprehensive understanding of your mortgage options in Michigan:

  • Check out current MI mortgage rates.
  • Evaluate the numbers using a mortgage calculator, which helps you anticipate monthly payments, your income eligibility, and more.
  • Finally, contact a Michigan mortgage lender to explore purchase, refinance, or home equity loan options

Together, these MI mortgage rates and resources offer a solid basis for your home financing decisions.

Michigan Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Michigan

County NameOne FamilyTwo FamilyThree FamilyFour Family
Alcona CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Alger CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Allegan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Alpena CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Antrim CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Arenac CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Baraga CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Barry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Benzie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Berrien CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Branch CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calhoun CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cass CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Charlevoix CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cheboygan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Chippewa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clare CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clinton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crawford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Delta CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dickinson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Eaton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Emmet CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Genesee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gladwin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gogebic CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grand Traverse CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gratiot CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hillsdale CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Houghton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Huron CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ingham CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ionia CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Iosco CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Iron CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Isabella CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kalamazoo CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kalkaska CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kent CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Keweenaw CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lake CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lapeer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Leelanau CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lenawee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Livingston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Luce CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mackinac CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Macomb CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Manistee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marquette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mason CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mecosta CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Menominee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Midland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Missaukee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montcalm CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montmorency CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Muskegon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Newaygo CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oakland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oceana CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ogemaw CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ontonagon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Osceola CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oscoda CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Otsego CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ottawa CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Presque Isle CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Roscommon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Saginaw CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sanilac CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Schoolcraft CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Shiawassee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Clair CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
St. Joseph CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tuscola CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Van Buren CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washtenaw CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wayne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wexford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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