X

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Minnesota Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.

30 year fixed mortgage rates today from 3.125%

Updated: 12/11/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.691%
APR
Rate as low as
3.625%
Rate
$ 913
Monthly Payment
Show Details
Updated: 12/11/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/10/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/11/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.354%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 12/11/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.251%
APR
Rate as low as
3.875%
Rate
$ 940
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details

15 year fixed mortgage rates today from 3.125%

Updated: 12/11/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.494%
APR
Rate as low as
3.375%
Rate
$ 1,418
Monthly Payment
Show Details
Updated: 12/11/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
4.336%
APR
Rate as low as
4.250%
Rate
$ 1,505
Monthly Payment
Show Details
Updated: 12/10/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.379%
APR
Rate as low as
3.125%
Rate
$ 1,393
Monthly Payment
Show Details
Updated: 12/11/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
4.164%
APR
Rate as low as
3.500%
Rate
$ 1,430
Monthly Payment
Show Details
Updated: 9/4/2019
15 Yr. Fixed
15 Yr. Fixed
Rate as low as
3.353%
APR
Rate as low as
3.250%
Rate
$ 1,405
Monthly Payment
Show Details

3/1 year ARM mortgage rates today from 4.250%

Updated: 12/10/2019
3/1 Yr. ARM
3/1 Yr. ARM
Rate as low as
5.156%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details

20 year fixed mortgage rates today from 3.500%

Updated: 12/11/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.843%
APR
Rate as low as
3.750%
Rate
$ 1,186
Monthly Payment
Show Details
Updated: 12/11/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.442%
APR
Rate as low as
4.375%
Rate
$ 1,252
Monthly Payment
Show Details
Updated: 12/10/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
3.810%
APR
Rate as low as
3.500%
Rate
$ 1,160
Monthly Payment
Show Details
Updated: 12/11/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.143%
APR
Rate as low as
3.625%
Rate
$ 1,173
Monthly Payment
Show Details
Updated: 9/4/2019
20 Yr. Fixed
20 Yr. Fixed
Rate as low as
4.080%
APR
Rate as low as
3.875%
Rate
$ 1,199
Monthly Payment
Show Details

10 year fixed mortgage rates today from 3.125%

Updated: 12/11/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.297%
APR
Rate as low as
3.125%
Rate
$ 1,943
Monthly Payment
Show Details
Updated: 12/11/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.374%
APR
Rate as low as
4.250%
Rate
$ 2,049
Monthly Payment
Show Details
Updated: 12/10/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
3.620%
APR
Rate as low as
3.250%
Rate
$ 1,954
Monthly Payment
Show Details
Updated: 12/11/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.336%
APR
Rate as low as
3.375%
Rate
$ 1,966
Monthly Payment
Show Details
Updated: 9/4/2019
10 Yr. Fixed
10 Yr. Fixed
Rate as low as
4.255%
APR
Rate as low as
3.875%
Rate
$ 2,013
Monthly Payment
Show Details

5/1 year ARM mortgage rates today from 3.375%

Updated: 12/10/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
4.716%
APR
Rate as low as
3.375%
Rate
$ 884
Monthly Payment
Show Details
Updated: 9/4/2019
5/1 Yr. ARM
5/1 Yr. ARM
Rate as low as
5.002%
APR
Rate as low as
4.375%
Rate
$ 999
Monthly Payment
Show Details

7/1 year ARM mortgage rates today from 4.000%

Updated: 12/10/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.935%
APR
Rate as low as
4.250%
Rate
$ 984
Monthly Payment
Show Details
Updated: 12/11/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
5.340%
APR
Rate as low as
4.750%
Rate
$ 1,043
Monthly Payment
Show Details
Updated: 9/4/2019
7/1 Yr. ARM
7/1 Yr. ARM
Rate as low as
4.816%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details

FHA 30 year and 15 year mortgage rates today from 3.125%

Updated: 12/10/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.653%
APR
Rate as low as
4.500%
Rate
$ 1,013
Monthly Payment
Show Details
Updated: 12/10/2019
FHA 15 Yr.
FHA 15 Yr.
Rate as low as
3.505%
APR
Rate as low as
3.250%
Rate
$ 1,405
Monthly Payment
Show Details

VA 30 year mortgage rates today from 3.500%

Updated: 12/10/2019
VA 30 Yr.
VA 30 Yr.
Rate as low as
3.642%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details

Minnesota Mortgages

Minnesota home buyers and current home owners have the opportunity to put down roots in a modern Minneapolis high-rise, refinance their Rochester single-family home, or invest in a vacation home on the shores of Minnesota's legendary ten thousand lakes.

HSH.com features local information on Minnesota mortgage rates and lenders to help with your financing decisions. Take advantage of resources such as current MN mortgage rates and mortgage calculators. These research tools help you determine whether to purchase or rent a home, whether you can save money by refinancing your mortgage, how much it will cost to tap into your home equity, and more. If the numbers work out in your favor, you could make a solid investment in your future or lower your current mortgage payments.

Make an informed decision with HSH.com's MN mortgage rates and other research resources. For more information on Minnesota mortgages, contact a qualified lender for a quote.

Minnesota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Minnesota

County NameOne FamilyTwo FamilyThree FamilyFour Family
AitkinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AnokaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BeckerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BeltramiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BentonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Big StoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Blue EarthOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrownOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarltonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarverOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CassOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChippewaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChisagoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClearwaterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CookOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CottonwoodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Crow WingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DakotaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DodgeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DouglasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FaribaultOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FillmoreOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FreebornOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GoodhueOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HennepinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HoustonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HubbardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IsantiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ItascaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KanabecOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KandiyohiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KittsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KoochichingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Lac Qui ParleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Lake Of The WooOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Le SueurOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LyonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MahnomenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarshallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MartinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McleodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MeekerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Mille LacsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorrisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MowerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MurrayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NicolletOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NoblesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NormanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OlmstedOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Otter TailOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PenningtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PipestoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PolkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PopeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RamseyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Red LakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RedwoodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RenvilleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RiceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RoseauOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SherburneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SibleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. LouisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StearnsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SteeleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StevensOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SwiftOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ToddOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TraverseOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WabashaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WadenaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WasecaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WatonwanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilkinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WinonaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WrightOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Yellow MedicineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600