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Minnesota Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Minnesota

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5.190% Rate

30 Yr. Fixed

Rates as low as

5.343% APR

$854 / month (est)

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Updated 4/18/2019

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HARP Replacement Program 2019
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Minnesota Mortgages

Minnesota home buyers and current home owners have the opportunity to put down roots in a modern Minneapolis high-rise, refinance their Rochester single-family home, or invest in a vacation home on the shores of Minnesota's legendary ten thousand lakes.

HSH.com features local information on Minnesota mortgage rates and lenders to help with your financing decisions. Take advantage of resources such as current MN mortgage rates and mortgage calculators. These research tools help you determine whether to purchase or rent a home, whether you can save money by refinancing your mortgage, how much it will cost to tap into your home equity, and more. If the numbers work out in your favor, you could make a solid investment in your future or lower your current mortgage payments.

Make an informed decision with HSH.com's MN mortgage rates and other research resources. For more information on Minnesota mortgages, contact a qualified lender for a quote.

Minnesota Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Minnesota

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aitkin$484,350$620,200$749,650$931,600
Anoka$484,350$620,200$749,650$931,600
Becker$484,350$620,200$749,650$931,600
Beltrami$484,350$620,200$749,650$931,600
Benton$484,350$620,200$749,650$931,600
Big Stone$484,350$620,200$749,650$931,600
Blue Earth$484,350$620,200$749,650$931,600
Brown$484,350$620,200$749,650$931,600
Carlton$484,350$620,200$749,650$931,600
Carver$484,350$620,200$749,650$931,600
Cass$484,350$620,200$749,650$931,600
Chippewa$484,350$620,200$749,650$931,600
Chisago$484,350$620,200$749,650$931,600
Clay$484,350$620,200$749,650$931,600
Clearwater$484,350$620,200$749,650$931,600
Cook$484,350$620,200$749,650$931,600
Cottonwood$484,350$620,200$749,650$931,600
Crow Wing$484,350$620,200$749,650$931,600
Dakota$484,350$620,200$749,650$931,600
Dodge$484,350$620,200$749,650$931,600
Douglas$484,350$620,200$749,650$931,600
Faribault$484,350$620,200$749,650$931,600
Fillmore$484,350$620,200$749,650$931,600
Freeborn$484,350$620,200$749,650$931,600
Goodhue$484,350$620,200$749,650$931,600
Grant$484,350$620,200$749,650$931,600
Hennepin$484,350$620,200$749,650$931,600
Houston$484,350$620,200$749,650$931,600
Hubbard$484,350$620,200$749,650$931,600
Isanti$484,350$620,200$749,650$931,600
Itasca$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Kanabec$484,350$620,200$749,650$931,600
Kandiyohi$484,350$620,200$749,650$931,600
Kittson$484,350$620,200$749,650$931,600
Koochiching$484,350$620,200$749,650$931,600
Lac Qui Parle$484,350$620,200$749,650$931,600
Lake$484,350$620,200$749,650$931,600
Lake Of The Woo$484,350$620,200$749,650$931,600
Le Sueur$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Lyon$484,350$620,200$749,650$931,600
Mahnomen$484,350$620,200$749,650$931,600
Marshall$484,350$620,200$749,650$931,600
Martin$484,350$620,200$749,650$931,600
Mcleod$484,350$620,200$749,650$931,600
Meeker$484,350$620,200$749,650$931,600
Mille Lacs$484,350$620,200$749,650$931,600
Morrison$484,350$620,200$749,650$931,600
Mower$484,350$620,200$749,650$931,600
Murray$484,350$620,200$749,650$931,600
Nicollet$484,350$620,200$749,650$931,600
Nobles$484,350$620,200$749,650$931,600
Norman$484,350$620,200$749,650$931,600
Olmsted$484,350$620,200$749,650$931,600
Otter Tail$484,350$620,200$749,650$931,600
Pennington$484,350$620,200$749,650$931,600
Pine$484,350$620,200$749,650$931,600
Pipestone$484,350$620,200$749,650$931,600
Polk$484,350$620,200$749,650$931,600
Pope$484,350$620,200$749,650$931,600
Ramsey$484,350$620,200$749,650$931,600
Red Lake$484,350$620,200$749,650$931,600
Redwood$484,350$620,200$749,650$931,600
Renville$484,350$620,200$749,650$931,600
Rice$484,350$620,200$749,650$931,600
Rock$484,350$620,200$749,650$931,600
Roseau$484,350$620,200$749,650$931,600
Scott$484,350$620,200$749,650$931,600
Sherburne$484,350$620,200$749,650$931,600
Sibley$484,350$620,200$749,650$931,600
St. Louis$484,350$620,200$749,650$931,600
Stearns$484,350$620,200$749,650$931,600
Steele$484,350$620,200$749,650$931,600
Stevens$484,350$620,200$749,650$931,600
Swift$484,350$620,200$749,650$931,600
Todd$484,350$620,200$749,650$931,600
Traverse$484,350$620,200$749,650$931,600
Wabasha$484,350$620,200$749,650$931,600
Wadena$484,350$620,200$749,650$931,600
Waseca$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600
Watonwan$484,350$620,200$749,650$931,600
Wilkin$484,350$620,200$749,650$931,600
Winona$484,350$620,200$749,650$931,600
Wright$484,350$620,200$749,650$931,600
Yellow Medicine$484,350$620,200$749,650$931,600