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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Missouri Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.
Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 4.990%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

Missouri Mortgages

Qualified mortgage lenders in Missouri can help you with your home loan decision making--whether it's financing a new home purchase, refinancing, or taking out a home equity loan or line of credit.

Homeowners interested in refinancing can contact lenders through this website to compare Missouri mortgage rates. Before contacting a lender, be clear about your goals for refinancing. Are you interested in lowering your monthly payments, shortening the length of your loan, or do you want to take cash out of your home equity to pay off other bills?

Comparing MO mortgage rates can help you find the mortgage loan that meets your individual needs and keeps your monthly payments as low as possible. You can use the mortgage calculators on this page after searching for current MO mortgage rates to find out how much your monthly payment will change with different loan programs.

Missouri Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Missouri

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdairOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AndrewOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AtchisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AudrainOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BarryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BartonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BatesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BentonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BollingerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BooneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BuchananOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ButlerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CaldwellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CallawayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CamdenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Cape GirardeauOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarrollOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CassOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CedarOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CharitonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChristianOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClintonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CooperOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrawfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DadeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DallasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DaviessOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
De KalbOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DentOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DouglasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DunklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GasconadeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GentryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreeneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrundyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HarrisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HenryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HickoryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HoltOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HowardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HowellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IronOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JasperOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JohnsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KnoxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LacledeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LafayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LawrenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LewisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LinnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LivingstonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MaconOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MariesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McdonaldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MercerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MillerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MississippiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MoniteauOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonroeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MorganOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
New MadridOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NewtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NodawayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OregonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OsageOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OzarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PemiscotOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PerryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PettisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PhelpsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PikeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PlatteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PolkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PulaskiOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PutnamOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RallsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RandolphOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ReynoldsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RipleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SalineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SchuylerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScotlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ShannonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ShelbyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. CharlesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. ClairOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. FrancoisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. LouisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
St. Louis CityOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Ste. GenevieveOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StoddardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SullivanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TaneyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TexasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
VernonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WarrenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WayneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WebsterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WorthOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WrightOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600