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Montana Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Montana

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 12/11/2018

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5.750% Rate

30 Yr. Fixed

5.841% APR

$907 / month (est)

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Updated 12/13/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/13/2018

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Montana Mortgages

First-time home buyers are always concerned about the affordability of their monthly mortgage payments. Whether you live in Billings, Butte, Bozeman, or elsewhere, compare Montana mortgage rates to find the best loan program to meet your needs.

Another common concern among buyers is accumulating cash for a down payment. In addition to saving money, you might ask relatives for a gift to contribute to your home purchase. Contact lenders to find out the current MT mortgage rates and to ask about the possibility of down payment assistance programs in your area, as well as loan programs that cater to buyers with fewer funds available to put down on a home.

Refinancing homeowners should approach the mortgage shopping process with an open mind as well--while you may be after a rate-and-term refinance, you may discover that a different loan program altogether makes most sense given your current situation. An experienced mortgage lender can describe your refinancing options given today's mortgage environment.

Montana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Montana, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Montana

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Beaverhead$453,100$580,150$701,250$871,450
Big Horn$453,100$580,150$701,250$871,450
Blaine$453,100$580,150$701,250$871,450
Broadwater$453,100$580,150$701,250$871,450
Carbon$453,100$580,150$701,250$871,450
Carter$453,100$580,150$701,250$871,450
Cascade$453,100$580,150$701,250$871,450
Chouteau$453,100$580,150$701,250$871,450
Custer$453,100$580,150$701,250$871,450
Daniels$453,100$580,150$701,250$871,450
Dawson$453,100$580,150$701,250$871,450
Deer Lodge$453,100$580,150$701,250$871,450
Fallon$453,100$580,150$701,250$871,450
Fergus$453,100$580,150$701,250$871,450
Flathead$453,100$580,150$701,250$871,450
Gallatin$453,100$580,150$701,250$871,450
Garfield$453,100$580,150$701,250$871,450
Glacier$453,100$580,150$701,250$871,450
Golden Valley$453,100$580,150$701,250$871,450
Granite$453,100$580,150$701,250$871,450
Hill$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Judith Basin$453,100$580,150$701,250$871,450
Lake$453,100$580,150$701,250$871,450
Lewis And Clark$453,100$580,150$701,250$871,450
Liberty$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Madison$453,100$580,150$701,250$871,450
Mccone$453,100$580,150$701,250$871,450
Meagher$453,100$580,150$701,250$871,450
Mineral$453,100$580,150$701,250$871,450
Missoula$453,100$580,150$701,250$871,450
Musselshell$453,100$580,150$701,250$871,450
Park$453,100$580,150$701,250$871,450
Petroleum$453,100$580,150$701,250$871,450
Phillips$453,100$580,150$701,250$871,450
Pondera$453,100$580,150$701,250$871,450
Powder River$453,100$580,150$701,250$871,450
Powell$453,100$580,150$701,250$871,450
Prairie$453,100$580,150$701,250$871,450
Ravalli$453,100$580,150$701,250$871,450
Richland$453,100$580,150$701,250$871,450
Roosevelt$453,100$580,150$701,250$871,450
Rosebud$453,100$580,150$701,250$871,450
Sanders$453,100$580,150$701,250$871,450
Sheridan$453,100$580,150$701,250$871,450
Silver Bow$453,100$580,150$701,250$871,450
Stillwater$453,100$580,150$701,250$871,450
Sweet Grass$453,100$580,150$701,250$871,450
Teton$453,100$580,150$701,250$871,450
Toole$453,100$580,150$701,250$871,450
Treasure$453,100$580,150$701,250$871,450
Valley$453,100$580,150$701,250$871,450
Wheatland$453,100$580,150$701,250$871,450
Wibaux$453,100$580,150$701,250$871,450
Yellowstone$453,100$580,150$701,250$871,450