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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Montana Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.
Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 4.990%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.125%
APR
Rate as low as
4.125%
Rate
$ 970
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

Montana Mortgages

First-time home buyers are always concerned about the affordability of their monthly mortgage payments. Whether you live in Billings, Butte, Bozeman, or elsewhere, compare Montana mortgage rates to find the best loan program to meet your needs.

Another common concern among buyers is accumulating cash for a down payment. In addition to saving money, you might ask relatives for a gift to contribute to your home purchase. Contact lenders to find out the current MT mortgage rates and to ask about the possibility of down payment assistance programs in your area, as well as loan programs that cater to buyers with fewer funds available to put down on a home.

Refinancing homeowners should approach the mortgage shopping process with an open mind as well--while you may be after a rate-and-term refinance, you may discover that a different loan program altogether makes most sense given your current situation. An experienced mortgage lender can describe your refinancing options given today's mortgage environment.

Montana Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Montana

County NameOne FamilyTwo FamilyThree FamilyFour Family
BeaverheadOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Big HornOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BlaineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BroadwaterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarbonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CascadeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChouteauOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CusterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DanielsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DawsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Deer LodgeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FallonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FergusOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FlatheadOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GallatinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GarfieldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GlacierOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Golden ValleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GraniteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HillOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Judith BasinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Lewis And ClarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LibertyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McconeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MeagherOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MineralOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MissoulaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MusselshellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ParkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PetroleumOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PhillipsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PonderaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Powder RiverOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PowellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PrairieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RavalliOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RichlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RooseveltOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RosebudOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SandersOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SheridanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Silver BowOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StillwaterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Sweet GrassOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TetonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TooleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TreasureOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ValleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WheatlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WibauxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YellowstoneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600