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Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Today's New Hampshire Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $450,000 Refinance loan.
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New Hampshire Mortgages

While many home buyers and refinancing homeowners focus solely on the interest rate, savvy borrowers know they need to compare not only interest rates, but also discount points and all fees to be sure they are getting the best mortgage loan to meet their needs. It doesn't matter if you live in Concord, Dover, Nashua, Manchester, or elsewhere in the Granite State--the best way to ensure peace of mind is to compare New Hampshire mortgage rates with experienced mortgage lenders.

Lenders must be licensed to approve loans in each state, so when you compare NH mortgage rates be sure you are working with a lender authorized to make loans in your state.

No matter how high or low current NH mortgage rates are, you can calculate your monthly payment with a mortgage calculator on this site to compare monthly payments at various rates.

New Hampshire Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for New Hampshire

County Name One Family Two Family Three Family Four Family
Belknap County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carroll County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cheshire County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Coos County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grafton County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Hillsborough County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Merrimack County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rockingham County One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Strafford County One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Sullivan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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