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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Rhode Island Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
Featured lenders
Updated: 7/6/2020
Guide To Lenders
  • Senior homeowners: Payoff an existing mortgage, get help with expenses
  • Homeowners aged 62 and older can cash out a portion of the equity in their home
  • Free quotes, fast approvals. See if you qualify!
Featured lenders
Updated: 8/20/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 7/6/2020
Guide To Lenders
  • Don't miss out on saving before it's too late
  • Save by Comparing Rates from Multiple Mortgage Lenders
  • One simple form, up to 5 competing quotes
Updated: 7/6/2020
Amerisave NMLS #1168
  • Get Rates & Pre-Qualified in 3 Minutes
  • No SSN Needed
  • LOW Refinance Rates
Updated: 7/6/2020
Veterans United
  • Save BIG today with your hard-earned $0 Down VA Loan benefits
  • START HERE: Our online experience is built exclusively for Veterans & Military Families
  • 97.9% rating from Veterans on 190,000+ verified reviews
Updated: 7/6/2020
MortgageRatesPro
  • Refinance Today to Save Money
  • Get Up to 3 Quotes in 1 Minute of Time
  • No Logins, No Registrations - Just Quotes
Updated: 7/6/2020
Spice Media Group
  • Lower Your Monthly Payment ASAP.
  • Fed Dropped Rates, Lock in Your New Rate and Save Money.
  • Get Help Locking in a Low Rate With This Simple Experience.

Rhode Island Mortgages

Consider HSH.com a one-stop-shopping source for all your mortgage needs in Rhode Island.

With information on current RI mortgage rates, a list of lenders qualified to do business in the state, and tools like mortgage calculators, HSH.com can help you:

  • Find out how much house you can afford. With the state's easy access to the coastline and major metropolitan areas, Rhode Island real estate is often at a premium. Finding the best Rhode Island mortgage rates on HSH.com can make a home purchase more affordable.
  • Access home equity. A home equity loan can be the best way to finance long-term projects like home repairs or capital improvements, saving you money over the long term.
  • Refinance. Use an HSH.com mortgage calculators to see if today's RI mortgage rates could save you interest payments over the life of your loan.

Rhode Island Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Rhode Island

County NameOne FamilyTwo FamilyThree FamilyFour Family
Bristol CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kent CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Newport CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Providence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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