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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

South Carolina Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.

30 year fixed mortgage rates today from 3.750%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
Updated: 12/9/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

South Carolina Mortgages

Interested in buying a home, refinancing a mortgage, or taking out a home equity loan in South Carolina?

HSH.com can help. With information on current SC mortgage rates and other resources such as mortgage calculators, you can work towards:

  • Financing your dream home. From the Atlantic coast to the majestic mountains in the western part of the state, South Carolina has a setting to suit almost any taste. Check out information on South Carolina mortgage rates to see how affordable your dreams may be.
  • Tapping your home equity. A home equity loan can be a cost-effective way of financing long-term projects, and a home equity line of credit can be an inexpensive way to prepare for unexpected expenses.
  • Refinancing your mortgage. Use a mortgage calculator to compare today's SC mortgage rates with your existing rate.

South Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for South Carolina

County NameOne FamilyTwo FamilyThree FamilyFour Family
AbbevilleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AikenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AllendaleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AndersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BambergOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BarnwellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BeaufortOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BerkeleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CalhounOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CharlestonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CherokeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChesterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChesterfieldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarendonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ColletonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DarlingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DillonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DorchesterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EdgefieldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FairfieldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FlorenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GeorgetownOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreenvilleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreenwoodOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HamptonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HorryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JasperOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KershawOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LancasterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LaurensOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LexingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarlboroOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MccormickOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
NewberryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OconeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OrangeburgOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PickensOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RichlandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SaludaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SpartanburgOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SumterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WilliamsburgOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YorkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600