Today's South Dakota Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200,000 Refinance loan.
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South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2021 Conforming loan limits for South Dakota

County Name One Family Two Family Three Family Four Family
Aurora County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Beadle County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Bennett County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Bon Homme County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Brookings County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Brown County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Brule County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Buffalo County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Butte County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Campbell County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Charles Mix County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Clark County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Clay County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Codington County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Corson County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Custer County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Davison County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Day County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Deuel County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Dewey County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Douglas County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Edmunds County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Fall River County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Faulk County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Grant County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Gregory County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Haakon County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Hamlin County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Hand County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Hanson County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Harding County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Hughes County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Hutchinson County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Hyde County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Jackson County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Jerauld County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Jones County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Kingsbury County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Lake County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Lawrence County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Lincoln County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Lyman County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Marshall County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Mccook County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Mcpherson County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Meade County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Mellette County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Miner County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Minnehaha County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Moody County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Oglala Lakota County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Pennington County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Perkins County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Potter County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Roberts County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Sanborn County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Spink County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Stanley County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Sully County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Todd County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Tripp County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Turner County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Union County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Walworth County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Yankton County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
Ziebach County One Family$548,250 Two Family$702,000 Three Family$848,500 Four Family$1,054,500
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