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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

South Dakota Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 8/20/2019
Quicken Loans
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Updated: 7/6/2020
Guide To Lenders
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Amerisave NMLS #1168
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Veterans United
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MortgageRatesPro
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Updated: 7/6/2020
Spice Media Group
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South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for South Dakota

County NameOne FamilyTwo FamilyThree FamilyFour Family
Aurora CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Beadle CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bennett CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bon Homme CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brookings CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brown CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Brule CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Buffalo CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Butte CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Campbell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Charles Mix CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clark CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Codington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Corson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Custer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Davison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Day CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Deuel CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Dewey CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Douglas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Edmunds CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fall River CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Faulk CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gregory CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Haakon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hamlin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hand CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hanson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Harding CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hughes CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hutchinson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hyde CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jerauld CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jones CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kingsbury CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lake CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lawrence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lyman CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marshall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mccook CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mcpherson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Meade CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mellette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Miner CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Minnehaha CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Moody CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oglala Lakota CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pennington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Perkins CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Potter CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Roberts CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sanborn CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Spink CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Stanley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Sully CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Todd CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Tripp CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Turner CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Walworth CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Yankton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ziebach CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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