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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

South Dakota Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
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Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 4.990%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

South Dakota Mortgages

If you own, or are interested in owning, property in South Dakota, you should check out HSH.com.

You'll find HSH.com a comprehensive source for current SD mortgage rates, historical mortgage rate trends, and much more. HSH.com has information you can use to:

  • Finance the a home purchase in South Dakota. With its affordable prices and wide open spaces, South Dakota has much to offer, and HSH.com can help you buy your home with info on South Dakota mortgage rates and lenders.
  • Tap into home equity. A home equity loan can be a practical solution for financing home improvements or other long-term projects.
  • Refinance a mortgage. Check out SD mortgage rates and refinancing calculators on HSH.com to see if you can lower monthly payments, pay off your mortgage earlier than planned, or change the terms of your home loan.

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For South Dakota, the conventional loan limit is at $453,100 for all counties.

2019 Conventional loan limits for South Dakota

County NameOne FamilyTwo FamilyThree FamilyFour Family
AuroraOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BeadleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BennettOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Bon HommeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrookingsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BrownOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BruleOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BuffaloOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ButteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CampbellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Charles MixOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CodingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CorsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CusterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DavisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DeuelOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DeweyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DouglasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EdmundsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Fall RiverOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FaulkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrantOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GregoryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HaakonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HamlinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HandOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HansonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HardingOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HughesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HutchinsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HydeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JerauldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JonesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KingsburyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LakeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LawrenceOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LincolnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LymanOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarshallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MccookOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
McphersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MeadeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MelletteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MinerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MinnehahaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MoodyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Oglala LakotaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PenningtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PerkinsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PotterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RobertsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SanbornOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SpinkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StanleyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SullyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ToddOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TrippOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TurnerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WalworthOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
YanktonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ZiebachOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600