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Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Today's Utah Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $450,000 Refinance loan.
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Utah Mortgages

Utah comes in at the top or near the top of almost every quality of life survey or study there is. Small wonder that this state is popular with those who move out west. Do you need a mortgage in Utah? The Utah Division of Real Estate investigates and approves mortgage lenders in the state. The license currently issued for both mortgage brokers and direct mortgage lenders is the Residential Mortgage Lender License. You can find licensed Utah lenders and compare their current UT mortgage rates on HSH.com.

Check out HSH.com's tools, such as the mortgage payment calculator, to see how current Utah mortgage rates influences your payment.

Utah Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Utah

County Name One Family Two Family Three Family Four Family
Beaver County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Box Elder County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Cache County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Carbon County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Daggett County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Davis County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Duchesne County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Emery County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Garfield County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Grand County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Iron County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Juab County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Kane County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Millard County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Morgan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Piute County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Rich County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Salt Lake County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
San Juan County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sanpete County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Sevier County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Summit County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Tooele County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Uintah County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Utah County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wasatch County One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Washington County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
Wayne County One Family$997,050 Two Family$1,276,400 Three Family$1,542,900 Four Family$1,917,450
Weber County One Family$766,550 Two Family$981,500 Three Family$1,186,350 Four Family$1,474,400
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