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Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Thinking about buying a home this spring? Check out the latest update to the income needed to buy a median-priced home in the top 50 metro areas.

Today's Washington, DC Mortgage Rates in the HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $450,000 Refinance loan.
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District of Columbia Mortgages

Getting a home loan in D.C.--whether it's for a condo in Columbia Heights or a rowhouse on Capitol Hill--can sometimes feel as complicated as the latest budget bill. Let HSH.com's mortgage data and resources ease your financing or refinancing process.

Although many variables go into choosing a home loan, finding the most competitive District of Columbia mortgage rates can make a huge difference in affordability. How do current DC mortgage rates stack up against historical rates for the area? Our state and local mortgage rate charts and tables, combined with the guidance of mortgage lenders doing business in the District, will help you narrow down the best financing options for your new home purchase or existing home.

Washington, DC Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2024 Conforming loan limits for Washington, DC

County Name One Family Two Family Three Family Four Family
District Of Columbia One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
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