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Iowa Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Iowa

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 12/11/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/13/2018

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Iowa Mortgages

For your own piece of America's heartland, turn to HSH.com's Iowa mortgage rates archive. You'll find a range of real estate financing resources at your fingertips, including:

Whether you have your eye on a plot of Iowa's fertile farmland or an apartment in fast-growing Des Moines, you can find your way in the Iowa mortgage market with HSH.com. Access to up-to-date Iowa mortgage rates can also help you decide whether to refinance or tap into your home equity for remodels. With HSH.com's mortgage calculators at your side, you can make an informed decision about your mortgage, refinance, or home equity loan.

Iowa Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Iowa, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Iowa

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair$453,100$580,150$701,250$871,450
Adams$453,100$580,150$701,250$871,450
Allamakee$453,100$580,150$701,250$871,450
Appanoose$453,100$580,150$701,250$871,450
Audubon$453,100$580,150$701,250$871,450
Benton$453,100$580,150$701,250$871,450
Black Hawk$453,100$580,150$701,250$871,450
Boone$453,100$580,150$701,250$871,450
Bremer$453,100$580,150$701,250$871,450
Buchanan$453,100$580,150$701,250$871,450
Buena Vista$453,100$580,150$701,250$871,450
Butler$453,100$580,150$701,250$871,450
Calhoun$453,100$580,150$701,250$871,450
Carroll$453,100$580,150$701,250$871,450
Cass$453,100$580,150$701,250$871,450
Cedar$453,100$580,150$701,250$871,450
Cerro Gordo$453,100$580,150$701,250$871,450
Cherokee$453,100$580,150$701,250$871,450
Chickasaw$453,100$580,150$701,250$871,450
Clarke$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Clayton$453,100$580,150$701,250$871,450
Clinton$453,100$580,150$701,250$871,450
Crawford$453,100$580,150$701,250$871,450
Dallas$453,100$580,150$701,250$871,450
Davis$453,100$580,150$701,250$871,450
Decatur$453,100$580,150$701,250$871,450
Delaware$453,100$580,150$701,250$871,450
Des Moines$453,100$580,150$701,250$871,450
Dickinson$453,100$580,150$701,250$871,450
Dubuque$453,100$580,150$701,250$871,450
Emmet$453,100$580,150$701,250$871,450
Fayette$453,100$580,150$701,250$871,450
Floyd$453,100$580,150$701,250$871,450
Franklin$453,100$580,150$701,250$871,450
Fremont$453,100$580,150$701,250$871,450
Greene$453,100$580,150$701,250$871,450
Grundy$453,100$580,150$701,250$871,450
Guthrie$453,100$580,150$701,250$871,450
Hamilton$453,100$580,150$701,250$871,450
Hancock$453,100$580,150$701,250$871,450
Hardin$453,100$580,150$701,250$871,450
Harrison$453,100$580,150$701,250$871,450
Henry$453,100$580,150$701,250$871,450
Howard$453,100$580,150$701,250$871,450
Humboldt$453,100$580,150$701,250$871,450
Ida$453,100$580,150$701,250$871,450
Iowa$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jasper$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Johnson$453,100$580,150$701,250$871,450
Jones$453,100$580,150$701,250$871,450
Keokuk$453,100$580,150$701,250$871,450
Kossuth$453,100$580,150$701,250$871,450
Lee$453,100$580,150$701,250$871,450
Linn$453,100$580,150$701,250$871,450
Louisa$453,100$580,150$701,250$871,450
Lucas$453,100$580,150$701,250$871,450
Lyon$453,100$580,150$701,250$871,450
Madison$453,100$580,150$701,250$871,450
Mahaska$453,100$580,150$701,250$871,450
Marion$453,100$580,150$701,250$871,450
Marshall$453,100$580,150$701,250$871,450
Mills$453,100$580,150$701,250$871,450
Mitchell$453,100$580,150$701,250$871,450
Monona$453,100$580,150$701,250$871,450
Monroe$453,100$580,150$701,250$871,450
Montgomery$453,100$580,150$701,250$871,450
Muscatine$453,100$580,150$701,250$871,450
O'brien$453,100$580,150$701,250$871,450
Osceola$453,100$580,150$701,250$871,450
Page$453,100$580,150$701,250$871,450
Palo Alto$453,100$580,150$701,250$871,450
Plymouth$453,100$580,150$701,250$871,450
Pocahontas$453,100$580,150$701,250$871,450
Polk$453,100$580,150$701,250$871,450
Pottawattamie$453,100$580,150$701,250$871,450
Poweshiek$453,100$580,150$701,250$871,450
Ringgold$453,100$580,150$701,250$871,450
Sac$453,100$580,150$701,250$871,450
Scott$453,100$580,150$701,250$871,450
Shelby$453,100$580,150$701,250$871,450
Sioux$453,100$580,150$701,250$871,450
Story$453,100$580,150$701,250$871,450
Tama$453,100$580,150$701,250$871,450
Taylor$453,100$580,150$701,250$871,450
Union$453,100$580,150$701,250$871,450
Van Buren$453,100$580,150$701,250$871,450
Wapello$453,100$580,150$701,250$871,450
Warren$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Wayne$453,100$580,150$701,250$871,450
Webster$453,100$580,150$701,250$871,450
Winnebago$453,100$580,150$701,250$871,450
Winneshiek$453,100$580,150$701,250$871,450
Woodbury$453,100$580,150$701,250$871,450
Worth$453,100$580,150$701,250$871,450
Wright$453,100$580,150$701,250$871,450