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Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Is buying a home becoming more affordable? See the new "Salary you need to buy a median-priced home in the top 50 metro areas"

Iowa Mortgage Rates and Refinance Rates: HSH Lender Showcase

Personalize your quotes and see mortgage rates just for you.
Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
Refinance
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Featured lenders
Updated: 12/9/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.

30 year fixed mortgage rates today from 4.990%

Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
5.041%
APR
Rate as low as
4.990%
Rate
$ 1,073
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.791%
APR
Rate as low as
3.750%
Rate
$ 927
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.000%
APR
Rate as low as
4.000%
Rate
$ 955
Monthly Payment
Show Details
Updated: 12/6/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.721%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
4.073%
APR
Rate as low as
3.750%
Rate
$ 926
Monthly Payment
Show Details
Updated: 9/4/2019
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.538%
APR
Rate as low as
3.500%
Rate
$ 898
Monthly Payment
Show Details
Updated: 12/9/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Updated: 12/9/2019
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182

Iowa Mortgages

For your own piece of America's heartland, turn to HSH.com's Iowa mortgage rates archive. You'll find a range of real estate financing resources at your fingertips, including:

Whether you have your eye on a plot of Iowa's fertile farmland or an apartment in fast-growing Des Moines, you can find your way in the Iowa mortgage market with HSH.com. Access to up-to-date Iowa mortgage rates can also help you decide whether to refinance or tap into your home equity for remodels. With HSH.com's mortgage calculators at your side, you can make an informed decision about your mortgage, refinance, or home equity loan.

Iowa Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for Iowa

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdairOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AdamsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AllamakeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AppanooseOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
AudubonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BentonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Black HawkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BooneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BremerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
BuchananOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Buena VistaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ButlerOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CalhounOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CarrollOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CassOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CedarOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Cerro GordoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CherokeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ChickasawOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClarkeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClayOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClaytonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ClintonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
CrawfordOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DallasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DavisOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DecaturOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DelawareOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Des MoinesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DickinsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
DubuqueOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
EmmetOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FayetteOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FloydOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FranklinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
FremontOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GreeneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GrundyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
GuthrieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HamiltonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HancockOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HardinOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HarrisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HenryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HowardOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
HumboldtOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IdaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
IowaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JacksonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JasperOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JeffersonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JohnsonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
JonesOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KeokukOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
KossuthOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LeeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LinnOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LouisaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LucasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
LyonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MadisonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MahaskaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MarshallOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MillsOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MitchellOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MononaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MonroeOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MontgomeryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
MuscatineOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
O'brienOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
OsceolaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PageOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Palo AltoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PlymouthOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PocahontasOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PolkOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PottawattamieOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
PoweshiekOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
RinggoldOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SacOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ScottOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
ShelbyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
SiouxOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
StoryOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TamaOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
TaylorOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
UnionOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
Van BurenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WapelloOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WarrenOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WashingtonOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WayneOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WebsterOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WinnebagoOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WinneshiekOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WoodburyOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WorthOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600
WrightOne Family$484,350Two Family$620,200Three Family$749,650Four Family$931,600