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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Kentucky Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Displaying Today's Mortgage Rates for a $200000 Refinance loan in VA.
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Updated: 7/6/2020
Guide To Lenders
  • Senior homeowners: Payoff an existing mortgage, get help with expenses
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Updated: 8/20/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
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  • We have the right loans for first-time and experienced home buyers.

30 year fixed mortgage rates today from 2.500%

Updated: 7/6/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
2.895%
APR
Rate as low as
2.500%
Rate
$ 790
Monthly Payment
Show Details
Updated: 7/6/2020
Amerisave NMLS #1168
  • Get Rates & Pre-Qualified in 3 Minutes
  • No SSN Needed
  • LOW Refinance Rates
Updated: 7/6/2020
Veterans United
  • Save BIG today with your hard-earned $0 Down VA Loan benefits
  • START HERE: Our online experience is built exclusively for Veterans & Military Families
  • 97.9% rating from Veterans on 190,000+ verified reviews
Updated: 7/6/2020
Guide To Lenders
  • Don't miss out on saving before it's too late
  • Save by Comparing Rates from Multiple Mortgage Lenders
  • One simple form, up to 5 competing quotes
Updated: 7/6/2020
MortgageRatesPro
  • Refinance Today to Save Money
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Updated: 7/6/2020
Spice Media Group
  • Lower Your Monthly Payment ASAP.
  • Fed Dropped Rates, Lock in Your New Rate and Save Money.
  • Get Help Locking in a Low Rate With This Simple Experience.

Kentucky Mortgages

Kentucky features a diverse economic landscape, from the fast-growing Tri-Cities area of southeastern Kentucky to the industrial northeast. Whether you're looking to invest in property, buy a new home for your family, or build a dream Bluegrass-country vacation retreat, HSH.com helps you evaluate your financing options.

HSH.com features comprehensive information on mortgages. Find data on current KY mortgage rates and lenders familiar with the state's real estate markets. Use mortgage calculators to estimate loan amortization, monthly payments, and private mortgage insurance costs. Together, these resources on Kentucky mortgage rates helps you make smart investment decisions.

Find out whether it's the right time to refinance or buy a home, or decide how best to use your home equity. Contact a Kentucky loan officer today for mortgage quotes and advice.

Kentucky Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2020 Conventional loan limits for Kentucky

County NameOne FamilyTwo FamilyThree FamilyFour Family
Adair CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Allen CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Anderson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ballard CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Barren CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bath CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Boone CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bourbon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Boyd CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Boyle CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bracken CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Breathitt CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Breckinridge CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Bullitt CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Butler CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Caldwell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Calloway CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Campbell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carlisle CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carroll CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Carter CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Casey CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Christian CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clark CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clay CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Clinton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Crittenden CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Cumberland CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Daviess CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Edmonson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Elliott CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Estill CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fayette CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fleming CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Floyd CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Franklin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Fulton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Gallatin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Garrard CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grant CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Graves CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Grayson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Green CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Greenup CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hancock CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hardin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Harlan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Harrison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hart CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Henderson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Henry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hickman CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Hopkins CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jackson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jefferson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Jessamine CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Johnson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Kenton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Knott CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Knox CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Larue CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Laurel CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lawrence CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Leslie CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Letcher CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lewis CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lincoln CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Livingston CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Logan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Lyon CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Madison CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Magoffin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marion CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Marshall CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Martin CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mason CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mccracken CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mccreary CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mclean CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Meade CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Menifee CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Mercer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Metcalfe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Monroe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Montgomery CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Morgan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Muhlenberg CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Nelson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Nicholas CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Ohio CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Oldham CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Owen CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Owsley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pendleton CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Perry CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pike CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Powell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Pulaski CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Robertson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rockcastle CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Rowan CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Russell CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Scott CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Shelby CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Simpson CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Spencer CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Taylor CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Todd CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Trigg CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Trimble CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Union CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Warren CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Washington CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wayne CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Webster CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Whitley CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Wolfe CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
Woodford CountyOne Family$510,400Two Family$653,550Three Family$789,950Four Family$981,700
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