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Kentucky Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in Kentucky

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4.750% Rate

30 Yr. Fixed

5.010% APR

$782 / month (est)

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Updated 12/11/2018

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5.375% Rate

30 Yr. Fixed

5.531% APR

$871 / month (est)

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Updated 12/13/2018

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Kentucky Mortgages

Kentucky features a diverse economic landscape, from the fast-growing Tri-Cities area of southeastern Kentucky to the industrial northeast. Whether you're looking to invest in property, buy a new home for your family, or build a dream Bluegrass-country vacation retreat, HSH.com helps you evaluate your financing options.

HSH.com features comprehensive information on mortgages. Find data on current KY mortgage rates and lenders familiar with the state's real estate markets. Use mortgage calculators to estimate loan amortization, monthly payments, and private mortgage insurance costs. Together, these resources on Kentucky mortgage rates helps you make smart investment decisions.

Find out whether it's the right time to refinance or buy a home, or decide how best to use your home equity. Contact a Kentucky loan officer today for mortgage quotes and advice.

Kentucky Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

For Kentucky, the conventional loan limit is at $453,100 for all counties.

2018 Conventional loan limits for Kentucky

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair$453,100$580,150$701,250$871,450
Allen$453,100$580,150$701,250$871,450
Anderson$453,100$580,150$701,250$871,450
Ballard$453,100$580,150$701,250$871,450
Barren$453,100$580,150$701,250$871,450
Bath$453,100$580,150$701,250$871,450
Bell$453,100$580,150$701,250$871,450
Boone$453,100$580,150$701,250$871,450
Bourbon$453,100$580,150$701,250$871,450
Boyd$453,100$580,150$701,250$871,450
Boyle$453,100$580,150$701,250$871,450
Bracken$453,100$580,150$701,250$871,450
Breathitt$453,100$580,150$701,250$871,450
Breckinridge$453,100$580,150$701,250$871,450
Bullitt$453,100$580,150$701,250$871,450
Butler$453,100$580,150$701,250$871,450
Caldwell$453,100$580,150$701,250$871,450
Calloway$453,100$580,150$701,250$871,450
Campbell$453,100$580,150$701,250$871,450
Carlisle$453,100$580,150$701,250$871,450
Carroll$453,100$580,150$701,250$871,450
Carter$453,100$580,150$701,250$871,450
Casey$453,100$580,150$701,250$871,450
Christian$453,100$580,150$701,250$871,450
Clark$453,100$580,150$701,250$871,450
Clay$453,100$580,150$701,250$871,450
Clinton$453,100$580,150$701,250$871,450
Crittenden$453,100$580,150$701,250$871,450
Cumberland$453,100$580,150$701,250$871,450
Daviess$453,100$580,150$701,250$871,450
Edmonson$453,100$580,150$701,250$871,450
Elliott$453,100$580,150$701,250$871,450
Estill$453,100$580,150$701,250$871,450
Fayette$453,100$580,150$701,250$871,450
Fleming$453,100$580,150$701,250$871,450
Floyd$453,100$580,150$701,250$871,450
Franklin$453,100$580,150$701,250$871,450
Fulton$453,100$580,150$701,250$871,450
Gallatin$453,100$580,150$701,250$871,450
Garrard$453,100$580,150$701,250$871,450
Grant$453,100$580,150$701,250$871,450
Graves$453,100$580,150$701,250$871,450
Grayson$453,100$580,150$701,250$871,450
Green$453,100$580,150$701,250$871,450
Greenup$453,100$580,150$701,250$871,450
Hancock$453,100$580,150$701,250$871,450
Hardin$453,100$580,150$701,250$871,450
Harlan$453,100$580,150$701,250$871,450
Harrison$453,100$580,150$701,250$871,450
Hart$453,100$580,150$701,250$871,450
Henderson$453,100$580,150$701,250$871,450
Henry$453,100$580,150$701,250$871,450
Hickman$453,100$580,150$701,250$871,450
Hopkins$453,100$580,150$701,250$871,450
Jackson$453,100$580,150$701,250$871,450
Jefferson$453,100$580,150$701,250$871,450
Jessamine$453,100$580,150$701,250$871,450
Johnson$453,100$580,150$701,250$871,450
Kenton$453,100$580,150$701,250$871,450
Knott$453,100$580,150$701,250$871,450
Knox$453,100$580,150$701,250$871,450
Larue$453,100$580,150$701,250$871,450
Laurel$453,100$580,150$701,250$871,450
Lawrence$453,100$580,150$701,250$871,450
Lee$453,100$580,150$701,250$871,450
Leslie$453,100$580,150$701,250$871,450
Letcher$453,100$580,150$701,250$871,450
Lewis$453,100$580,150$701,250$871,450
Lincoln$453,100$580,150$701,250$871,450
Livingston$453,100$580,150$701,250$871,450
Logan$453,100$580,150$701,250$871,450
Lyon$453,100$580,150$701,250$871,450
Madison$453,100$580,150$701,250$871,450
Magoffin$453,100$580,150$701,250$871,450
Marion$453,100$580,150$701,250$871,450
Marshall$453,100$580,150$701,250$871,450
Martin$453,100$580,150$701,250$871,450
Mason$453,100$580,150$701,250$871,450
Mccracken$453,100$580,150$701,250$871,450
Mccreary$453,100$580,150$701,250$871,450
Mclean$453,100$580,150$701,250$871,450
Meade$453,100$580,150$701,250$871,450
Menifee$453,100$580,150$701,250$871,450
Mercer$453,100$580,150$701,250$871,450
Metcalfe$453,100$580,150$701,250$871,450
Monroe$453,100$580,150$701,250$871,450
Montgomery$453,100$580,150$701,250$871,450
Morgan$453,100$580,150$701,250$871,450
Muhlenberg$453,100$580,150$701,250$871,450
Nelson$453,100$580,150$701,250$871,450
Nicholas$453,100$580,150$701,250$871,450
Ohio$453,100$580,150$701,250$871,450
Oldham$453,100$580,150$701,250$871,450
Owen$453,100$580,150$701,250$871,450
Owsley$453,100$580,150$701,250$871,450
Pendleton$453,100$580,150$701,250$871,450
Perry$453,100$580,150$701,250$871,450
Pike$453,100$580,150$701,250$871,450
Powell$453,100$580,150$701,250$871,450
Pulaski$453,100$580,150$701,250$871,450
Robertson$453,100$580,150$701,250$871,450
Rockcastle$453,100$580,150$701,250$871,450
Rowan$453,100$580,150$701,250$871,450
Russell$453,100$580,150$701,250$871,450
Scott$453,100$580,150$701,250$871,450
Shelby$453,100$580,150$701,250$871,450
Simpson$453,100$580,150$701,250$871,450
Spencer$453,100$580,150$701,250$871,450
Taylor$453,100$580,150$701,250$871,450
Todd$453,100$580,150$701,250$871,450
Trigg$453,100$580,150$701,250$871,450
Trimble$453,100$580,150$701,250$871,450
Union$453,100$580,150$701,250$871,450
Warren$453,100$580,150$701,250$871,450
Washington$453,100$580,150$701,250$871,450
Wayne$453,100$580,150$701,250$871,450
Webster$453,100$580,150$701,250$871,450
Whitley$453,100$580,150$701,250$871,450
Wolfe$453,100$580,150$701,250$871,450
Woodford$453,100$580,150$701,250$871,450