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North Carolina Mortgage Rates and Refinance Rates: HSH Lender Showcase

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Mortgage Refinance rates in North Carolina

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HARP 2.0 Refinance Loan 2.7% FIXED
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4.375% Rate

30 Yr. Fixed

4.546% APR

$749 / month (est)

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Updated 2/20/2019

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5.250% Rate

30 Yr. Fixed

5.335% APR

$860 / month (est)

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Updated 2/22/2019

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Mortgage Rates from 2.7%
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North Carolina Mortgages

Looking to buy a home in North Carolina, or perhaps refinance or take out a home equity loan?

Whatever your mortgage needs, you'll find HSH.com a comprehensive source of current NC mortgage rates, local lenders, calculators, and other information. This can help you:

  • Buy property in North Carolina. Whether your dream home is a condo in Chapel Hill or a cabin in the Blue Ridge Mountains, comparing lenders will help you find the best North Carolina mortgage rates.
  • Use your home equity. Upgrading, updating, or expanding your home with a home equity loan can make your property more enjoyable and add to its value.
  • Refinance. Use mortgage calculators to see what today's NC mortgage rates could do for your payments.

North Carolina Conventional Mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for North Carolina

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alamance$484,350$620,200$749,650$931,600
Alexander$484,350$620,200$749,650$931,600
Alleghany$484,350$620,200$749,650$931,600
Anson$484,350$620,200$749,650$931,600
Ashe$484,350$620,200$749,650$931,600
Avery$484,350$620,200$749,650$931,600
Beaufort$484,350$620,200$749,650$931,600
Bertie$484,350$620,200$749,650$931,600
Bladen$484,350$620,200$749,650$931,600
Brunswick$484,350$620,200$749,650$931,600
Buncombe$484,350$620,200$749,650$931,600
Burke$484,350$620,200$749,650$931,600
Cabarrus$484,350$620,200$749,650$931,600
Caldwell$484,350$620,200$749,650$931,600
Camden$625,500$800,775$967,950$1,202,925
Carteret$484,350$620,200$749,650$931,600
Caswell$484,350$620,200$749,650$931,600
Catawba$484,350$620,200$749,650$931,600
Chatham$484,350$620,200$749,650$931,600
Cherokee$484,350$620,200$749,650$931,600
Chowan$484,350$620,200$749,650$931,600
Clay$484,350$620,200$749,650$931,600
Cleveland$484,350$620,200$749,650$931,600
Columbus$484,350$620,200$749,650$931,600
Craven$484,350$620,200$749,650$931,600
Cumberland$484,350$620,200$749,650$931,600
Currituck$484,350$620,200$749,650$931,600
Dare$484,350$620,200$749,650$931,600
Davidson$484,350$620,200$749,650$931,600
Davie$484,350$620,200$749,650$931,600
Duplin$484,350$620,200$749,650$931,600
Durham$484,350$620,200$749,650$931,600
Edgecombe$484,350$620,200$749,650$931,600
Forsyth$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Gaston$484,350$620,200$749,650$931,600
Gates$484,350$620,200$749,650$931,600
Graham$484,350$620,200$749,650$931,600
Granville$484,350$620,200$749,650$931,600
Greene$484,350$620,200$749,650$931,600
Guilford$484,350$620,200$749,650$931,600
Halifax$484,350$620,200$749,650$931,600
Harnett$484,350$620,200$749,650$931,600
Haywood$484,350$620,200$749,650$931,600
Henderson$484,350$620,200$749,650$931,600
Hertford$484,350$620,200$749,650$931,600
Hoke$484,350$620,200$749,650$931,600
Hyde$484,350$620,200$749,650$931,600
Iredell$484,350$620,200$749,650$931,600
Jackson$484,350$620,200$749,650$931,600
Johnston$484,350$620,200$749,650$931,600
Jones$484,350$620,200$749,650$931,600
Lee$484,350$620,200$749,650$931,600
Lenoir$484,350$620,200$749,650$931,600
Lincoln$484,350$620,200$749,650$931,600
Macon$484,350$620,200$749,650$931,600
Madison$484,350$620,200$749,650$931,600
Martin$484,350$620,200$749,650$931,600
Mcdowell$484,350$620,200$749,650$931,600
Mecklenburg$484,350$620,200$749,650$931,600
Mitchell$484,350$620,200$749,650$931,600
Montgomery$484,350$620,200$749,650$931,600
Moore$484,350$620,200$749,650$931,600
Nash$484,350$620,200$749,650$931,600
New Hanover$484,350$620,200$749,650$931,600
Northampton$484,350$620,200$749,650$931,600
Onslow$484,350$620,200$749,650$931,600
Orange$484,350$620,200$749,650$931,600
Pamlico$484,350$620,200$749,650$931,600
Pasquotank$625,500$800,775$967,950$1,202,925
Pender$484,350$620,200$749,650$931,600
Perquimans$625,500$800,775$967,950$1,202,925
Person$484,350$620,200$749,650$931,600
Pitt$484,350$620,200$749,650$931,600
Polk$484,350$620,200$749,650$931,600
Randolph$484,350$620,200$749,650$931,600
Richmond$484,350$620,200$749,650$931,600
Robeson$484,350$620,200$749,650$931,600
Rockingham$484,350$620,200$749,650$931,600
Rowan$484,350$620,200$749,650$931,600
Rutherford$484,350$620,200$749,650$931,600
Sampson$484,350$620,200$749,650$931,600
Scotland$484,350$620,200$749,650$931,600
Stanly$484,350$620,200$749,650$931,600
Stokes$484,350$620,200$749,650$931,600
Surry$484,350$620,200$749,650$931,600
Swain$484,350$620,200$749,650$931,600
Transylvania$484,350$620,200$749,650$931,600
Tyrrell$484,350$620,200$749,650$931,600
Union$484,350$620,200$749,650$931,600
Vance$484,350$620,200$749,650$931,600
Wake$484,350$620,200$749,650$931,600
Warren$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600
Watauga$484,350$620,200$749,650$931,600
Wayne$484,350$620,200$749,650$931,600
Wilkes$484,350$620,200$749,650$931,600
Wilson$484,350$620,200$749,650$931,600
Yadkin$484,350$620,200$749,650$931,600
Yancey$484,350$620,200$749,650$931,600