dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

New York Mortgage Rates and Refinance Rates: HSH Lender Showcase

  • No Appraisal, No MAX LTV, 3.5 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN
www.harp-2.org/refinance.com
  • Cash Out & Home Equity Options
  • Calculate New Rate & Payment
  • Fixed FHA, VA, Conventional 30 & 15 Year Rates
www.mortgage-rates.freerateupdate.com

Refine Your Search

Get Custom Quotes
[X]

Mortgage Refinance rates in New York

Ad Disclosure
Recommended Lenders
HARP 2.0 Refinance Loan 2.7% FIXED
  • No Appraisal, No MAX LTV, 3.5 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN
View Rates
Mortgage Rates from 2.7%
  • Cash Out & Home Equity Options
  • Calculate New Rate & Payment
  • Fixed FHA, VA, Conventional 30 & 15 Year Rates
View Rates

4.375% Rate

30 Yr. Fixed

4.546% APR

$749 / month (est)

Learn More

Updated 2/20/2019

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Ad Disclosure
HARP Expired, But You May Qualify For An Even Better Program
  • HARP Saved You $4,264 Each Year - This Program May Save You More
  • Lower Your Interest Rate!
  • See if You Qualify in 2 Minutes
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

New York Mortgages

While homes in New York City and some suburbs are notoriously expensive, communities in Rochester, Syracuse, Albany, and other areas of the state are more reasonably priced. No matter what part of the state you live in, it makes sense to compare NY mortgage rates if you are considering buying a home.

Whether you are a first-time buyer or a homeowner who wants to refinance, check current NY mortgage rates before you commit to a loan to make sure you are getting the lowest possible interest rate and the lowest possible costs. After you review New York mortgage rates, you can contact a lender featured on HSH.com to get an industry expert's take on your home financing options.

New York conventional mortgage

A conventional mortgage loan is generally a loan made using private mortgage money and not backed by a government entity, such as FHA, VA or USDA. Conventional mortgages are available in fixed rate and adjustable rate varieties and with a wide range of terms. A conventional loan that meets a number of specific criteria can be sold to Fannie Mae or Freddie Mac and is known as conventional conforming mortgage.

2019 Conventional loan limits for New York

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Albany$484,350$620,200$749,650$931,600
Allegany$484,350$620,200$749,650$931,600
Bronx$726,525$930,300$1,124,475$1,397,400
Broome$484,350$620,200$749,650$931,600
Cattaraugus$484,350$620,200$749,650$931,600
Cayuga$484,350$620,200$749,650$931,600
Chautauqua$484,350$620,200$749,650$931,600
Chemung$484,350$620,200$749,650$931,600
Chenango$484,350$620,200$749,650$931,600
Clinton$484,350$620,200$749,650$931,600
Columbia$484,350$620,200$749,650$931,600
Cortland$484,350$620,200$749,650$931,600
Delaware$484,350$620,200$749,650$931,600
Dutchess$726,525$930,300$1,124,475$1,397,400
Erie$484,350$620,200$749,650$931,600
Essex$484,350$620,200$749,650$931,600
Franklin$484,350$620,200$749,650$931,600
Fulton$484,350$620,200$749,650$931,600
Genesee$484,350$620,200$749,650$931,600
Greene$484,350$620,200$749,650$931,600
Hamilton$484,350$620,200$749,650$931,600
Herkimer$484,350$620,200$749,650$931,600
Jefferson$484,350$620,200$749,650$931,600
Kings$726,525$930,300$1,124,475$1,397,400
Lewis$484,350$620,200$749,650$931,600
Livingston$484,350$620,200$749,650$931,600
Madison$484,350$620,200$749,650$931,600
Monroe$484,350$620,200$749,650$931,600
Montgomery$484,350$620,200$749,650$931,600
Nassau$726,525$930,300$1,124,475$1,397,400
New York$726,525$930,300$1,124,475$1,397,400
Niagara$484,350$620,200$749,650$931,600
Oneida$484,350$620,200$749,650$931,600
Onondaga$484,350$620,200$749,650$931,600
Ontario$484,350$620,200$749,650$931,600
Orange$726,525$930,300$1,124,475$1,397,400
Orleans$484,350$620,200$749,650$931,600
Oswego$484,350$620,200$749,650$931,600
Otsego$484,350$620,200$749,650$931,600
Putnam$726,525$930,300$1,124,475$1,397,400
Queens$726,525$930,300$1,124,475$1,397,400
Rensselaer$484,350$620,200$749,650$931,600
Richmond$726,525$930,300$1,124,475$1,397,400
Rockland$726,525$930,300$1,124,475$1,397,400
Saratoga$484,350$620,200$749,650$931,600
Schenectady$484,350$620,200$749,650$931,600
Schoharie$484,350$620,200$749,650$931,600
Schuyler$484,350$620,200$749,650$931,600
Seneca$484,350$620,200$749,650$931,600
St. Lawrence$484,350$620,200$749,650$931,600
Steuben$484,350$620,200$749,650$931,600
Suffolk$726,525$930,300$1,124,475$1,397,400
Sullivan$484,350$620,200$749,650$931,600
Tioga$484,350$620,200$749,650$931,600
Tompkins$484,350$620,200$749,650$931,600
Ulster$484,350$620,200$749,650$931,600
Warren$484,350$620,200$749,650$931,600
Washington$484,350$620,200$749,650$931,600
Wayne$484,350$620,200$749,650$931,600
Westchester$726,525$930,300$1,124,475$1,397,400
Wyoming$484,350$620,200$749,650$931,600
Yates$484,350$620,200$749,650$931,600