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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in AK - Alaska FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Alaska Mortgages

2022 FHA Loan Limits for Alaska

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Alaska are below.

County Name One Family Two Family Three Family Four Family
Aleutians East One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Aleutians West One Family$545,100 Two Family$697,800 Three Family$843,500 Four Family$1,048,300
Anchorage Munic One Family$450,800 Two Family$577,100 Three Family$697,600 Four Family$866,950
Bethel Census A One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bristol Bay Bor One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Denali Borough One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dillingham Cens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fairbanks North One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Haines Borough One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hoonah-angoon C One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Juneau City And One Family$511,750 Two Family$655,150 Three Family$791,900 Four Family$984,150
Kenai Peninsula One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ketchikan Gatew One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kodiak Island B One Family$453,100 Two Family$580,050 Three Family$701,150 Four Family$871,350
Kusilvak Census One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lake And Penins One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Matanuska-susit One Family$450,800 Two Family$577,100 Three Family$697,600 Four Family$866,950
Nome Census Are One Family$440,450 Two Family$563,850 Three Family$681,550 Four Family$847,000
North Slope Bor One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Northwest Arcti One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Petersburg Cens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Prince Of Wales One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sitka City And One Family$503,700 Two Family$644,800 Three Family$779,450 Four Family$968,650
Skagway Municip One Family$441,600 Two Family$565,300 Three Family$683,350 Four Family$849,250
Southeast Fairb One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Valdez-cordova One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wrangell City A One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Yakutat City An One Family$420,900 Two Family$538,800 Three Family$651,300 Four Family$809,450
Yukon-koyukuk C One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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