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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in AK - Alaska FHA Mortgage

Alaska Mortgages

2024 FHA Loan Limits for Alaska

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Alaska are below.

Select County
County Name One Family Two Family Three Family Four Family
Aleutians East One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Aleutians West One Family$585,350 Two Family$749,350 Three Family$905,800 Four Family$1,125,700
Anchorage Munic One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bethel Census A One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bristol Bay Bor One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chugach Census One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Copper River Ce One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Denali Borough One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dillingham Cens One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fairbanks North One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Haines Borough One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hoonah-angoon C One Family$524,400 Two Family$671,300 Three Family$811,450 Four Family$1,008,450
Juneau City And One Family$553,150 Two Family$708,150 Three Family$855,950 Four Family$1,063,750
Kenai Peninsula One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ketchikan Gatew One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kodiak Island B One Family$541,650 Two Family$693,400 Three Family$838,150 Four Family$1,041,650
Kusilvak Census One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lake And Penins One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Matanuska-susit One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Nome Census Are One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
North Slope Bor One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Northwest Arcti One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Petersburg Cens One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Prince Of Wales One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sitka City And One Family$586,500 Two Family$750,800 Three Family$907,550 Four Family$1,127,900
Skagway Municip One Family$524,400 Two Family$671,300 Three Family$811,450 Four Family$1,008,450
Southeast Fairb One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wrangell City A One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Yakutat City An One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Yukon-koyukuk C One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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