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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Current FHA Mortgage Rates in AK - Alaska FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Alaska Mortgages

2023 FHA Loan Limits for Alaska

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Alaska are below.

County Name One Family Two Family Three Family Four Family
Aleutians East One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Aleutians West One Family$545,100 Two Family$697,800 Three Family$843,500 Four Family$1,048,300
Anchorage Munic One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bethel Census A One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bristol Bay Bor One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chugach Census One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Copper River Ce One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Denali Borough One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dillingham Cens One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fairbanks North One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Haines Borough One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hoonah-angoon C One Family$524,400 Two Family$671,300 Three Family$811,450 Four Family$1,008,450
Juneau City And One Family$533,600 Two Family$683,100 Three Family$825,700 Four Family$1,026,150
Kenai Peninsula One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ketchikan Gatew One Family$485,300 Two Family$621,250 Three Family$750,950 Four Family$933,300
Kodiak Island B One Family$485,300 Two Family$621,250 Three Family$750,950 Four Family$933,300
Kusilvak Census One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lake And Penins One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Matanuska-susit One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Nome Census Are One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
North Slope Bor One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Northwest Arcti One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Petersburg Cens One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Prince Of Wales One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sitka City And One Family$586,500 Two Family$750,800 Three Family$907,550 Four Family$1,127,900
Skagway Municip One Family$524,400 Two Family$671,300 Three Family$811,450 Four Family$1,008,450
Southeast Fairb One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wrangell City A One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Yakutat City An One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Yukon-koyukuk C One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
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