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With half of 2024 gone, it's time for our Mid-year review of HSH's 2024 Mortgage and Housing Market Outlook. Have a look and see how we're doing!

With half of 2024 gone, it's time for our Mid-year review of HSH's 2024 Mortgage and Housing Market Outlook. Have a look and see how we're doing!

Current FHA Mortgage Rates in CT - Connecticut FHA Mortgage

Connecticut Mortgages

2024 FHA Loan Limits for Connecticut

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Connecticut are below.

County Name One Family Two Family Three Family Four Family
Fairfield One Family$718,750 Two Family$920,150 Three Family$1,112,250 Four Family$1,382,250
Hartford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Litchfield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Middlesex One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
New Haven One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
New London One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tolland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Windham One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
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