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Current FHA Mortgage Rates in Hawaii : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Hawaii

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4.125% Rate

FHA 30 Yr.

4.293% APR

$727 / month (est)

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Updated 1/15/2019

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4.625% Rate

FHA 30 Yr.

5.325% APR

$885 / month (est)

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Updated 1/16/2019

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4.625% Rate

FHA 30 Yr.

5.420% APR

$885 / month (est)

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Updated 1/16/2019

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HARP 2.0 Refinance Loan 2.9% FIXED
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HARP 2.0 Refinance Loan 2.9% FIXED
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Hawaii Mortgages

2018 FHA Loan Limits for Hawaii

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Hawaii, the FHA loan limits range from $368,000 to $721,050.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Hawaii are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Hawaii$368,000$471,100$569,450$707,700
Honolulu$721,050$923,050$1,115,800$1,386,650
Kalawao$657,800$842,100$1,017,900$1,265,000
Kauai$713,000$912,750$1,103,350$1,371,150
Maui$657,800$842,100$1,017,900$1,265,000