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Current FHA Mortgage Rates in Hawaii : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 7/23/2019
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Hawaii Mortgages

2019 FHA Loan Limits for Hawaii

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Hawaii are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
HawaiiOne Family$387,550Two Family$496,100Three Family$599,700Four Family$745,300
HonoluluOne Family$721,050Two Family$923,050Three Family$1,115,800Four Family$1,386,650
KalawaoOne Family$678,500Two Family$868,600Three Family$1,049,950Four Family$1,304,850
KauaiOne Family$713,000Two Family$912,750Three Family$1,103,350Four Family$1,371,150
MauiOne Family$678,500Two Family$868,600Three Family$1,049,950Four Family$1,304,850