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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in AR - Arkansas FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Arkansas Mortgages

2022 FHA Loan Limits for Arkansas

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Arkansas are below.

County Name One Family Two Family Three Family Four Family
Arkansas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ashley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Baxter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Benton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Boone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bradley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Calhoun One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carroll One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chicot One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cleburne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cleveland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Columbia One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Conway One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Craighead One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crawford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crittenden One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cross One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dallas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Desha One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Drew One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Faulkner One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fulton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Garland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grant One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greene One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hempstead One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hot Spring One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Howard One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Independence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Izard One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Johnson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lafayette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lawrence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Little River One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Logan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lonoke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Madison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Miller One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mississippi One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Nevada One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Newton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ouachita One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Perry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Phillips One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pike One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Poinsett One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Polk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pope One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Prairie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pulaski One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Randolph One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Saline One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Scott One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Searcy One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sebastian One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sevier One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sharp One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
St. Francis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Van Buren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
White One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Woodruff One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Yell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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