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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Current FHA Mortgage Rates in AR - Arkansas FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Arkansas Mortgages

2023 FHA Loan Limits for Arkansas

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Arkansas are below.

County Name One Family Two Family Three Family Four Family
Arkansas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ashley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Baxter One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Benton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Boone One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bradley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Calhoun One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Carroll One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chicot One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clark One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clay One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cleburne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cleveland One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Columbia One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Conway One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Craighead One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Crawford One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Crittenden One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cross One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dallas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Desha One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Drew One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Faulkner One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Franklin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fulton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Garland One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grant One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Greene One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hempstead One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hot Spring One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Howard One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Independence One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Izard One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jackson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Johnson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lafayette One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lawrence One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lincoln One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Little River One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Logan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lonoke One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Madison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Marion One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Miller One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mississippi One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Monroe One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Montgomery One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Nevada One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Newton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ouachita One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Perry One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Phillips One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pike One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Poinsett One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Polk One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pope One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Prairie One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pulaski One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Randolph One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Saline One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Scott One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Searcy One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sebastian One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sevier One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sharp One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Francis One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Stone One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Union One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Van Buren One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Washington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
White One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Woodruff One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Yell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
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