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FHA Mortgage Refinance rates in Louisiana

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4.625% Rate

FHA 30 Yr.

5.325% APR

$885 / month (est)

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Updated 1/21/2019

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4.625% Rate

FHA 30 Yr.

5.420% APR

$885 / month (est)

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Updated 1/21/2019

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Louisiana Interest Rates as low as 4% (4.708APR)
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Louisiana Mortgages

2018 FHA Loan Limits for Louisiana

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Louisiana, the FHA loan limit is at $294,515 for all counties.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Louisiana are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Acadia$314,827$403,125$487,250$605,525
Allen$314,827$403,125$487,250$605,525
Ascension$314,827$403,125$487,250$605,525
Assumption$314,827$403,125$487,250$605,525
Avoyelles$314,827$403,125$487,250$605,525
Beauregard$314,827$403,125$487,250$605,525
Bienville$314,827$403,125$487,250$605,525
Bossier$314,827$403,125$487,250$605,525
Caddo$314,827$403,125$487,250$605,525
Calcasieu$314,827$403,125$487,250$605,525
Caldwell$314,827$403,125$487,250$605,525
Cameron$314,827$403,125$487,250$605,525
Catahoula$314,827$403,125$487,250$605,525
Claiborne$314,827$403,125$487,250$605,525
Concordia$314,827$403,125$487,250$605,525
De Soto$314,827$403,125$487,250$605,525
East Baton Roug$314,827$403,125$487,250$605,525
East Carroll$314,827$403,125$487,250$605,525
East Feliciana$314,827$403,125$487,250$605,525
Evangeline$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Iberia$314,827$403,125$487,250$605,525
Iberville$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Jefferson Davis$314,827$403,125$487,250$605,525
Lafayette$314,827$403,125$487,250$605,525
Lafourche$314,827$403,125$487,250$605,525
Lasalle$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Livingston$314,827$403,125$487,250$605,525
Madison$314,827$403,125$487,250$605,525
Morehouse$314,827$403,125$487,250$605,525
Natchitoches$314,827$403,125$487,250$605,525
Orleans$314,827$403,125$487,250$605,525
Ouachita$314,827$403,125$487,250$605,525
Plaquemines$314,827$403,125$487,250$605,525
Pointe Coupee$314,827$403,125$487,250$605,525
Rapides$314,827$403,125$487,250$605,525
Red River$314,827$403,125$487,250$605,525
Richland$314,827$403,125$487,250$605,525
Sabine$314,827$403,125$487,250$605,525
St. Bernard$314,827$403,125$487,250$605,525
St. Charles$314,827$403,125$487,250$605,525
St. Helena$314,827$403,125$487,250$605,525
St. James$314,827$403,125$487,250$605,525
St. John The Ba$314,827$403,125$487,250$605,525
St. Landry$314,827$403,125$487,250$605,525
St. Martin$314,827$403,125$487,250$605,525
St. Mary$314,827$403,125$487,250$605,525
St. Tammany$314,827$403,125$487,250$605,525
Tangipahoa$314,827$403,125$487,250$605,525
Tensas$314,827$403,125$487,250$605,525
Terrebonne$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Vermilion$314,827$403,125$487,250$605,525
Vernon$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525
Webster$314,827$403,125$487,250$605,525
West Baton Roug$314,827$403,125$487,250$605,525
West Carroll$314,827$403,125$487,250$605,525
West Feliciana$314,827$403,125$487,250$605,525
Winn$314,827$403,125$487,250$605,525