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Up for the quarter, down for the year? See what's happening with home affordability in our latest "Income you need to buy a home in the top 50 metro areas".

Up for the quarter, down for the year? See what's happening with home affordability in our latest "Income you need to buy a home in the top 50 metro areas".

Current FHA Mortgage Rates in LA - Louisiana FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Louisiana Mortgages

2023 FHA Loan Limits for Louisiana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each parish in Louisiana are below.

Select County
County Name One Family Two Family Three Family Four Family
Acadia One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Allen One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ascension One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Assumption One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Avoyelles One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Beauregard One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bienville One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bossier One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Caddo One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Calcasieu One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Caldwell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cameron One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Catahoula One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Claiborne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Concordia One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
De Soto One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
East Baton Roug One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
East Carroll One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
East Feliciana One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Evangeline One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Franklin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grant One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Iberia One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Iberville One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jackson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson Davis One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lafayette One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lafourche One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lasalle One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lincoln One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Livingston One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Madison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Morehouse One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Natchitoches One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Orleans One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ouachita One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Plaquemines One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pointe Coupee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rapides One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Red River One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Richland One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sabine One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Bernard One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Charles One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Helena One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. James One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. John The Ba One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Landry One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Martin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Mary One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Tammany One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tangipahoa One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tensas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Terrebonne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Union One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Vermilion One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Vernon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Washington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Webster One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
West Baton Roug One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
West Carroll One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
West Feliciana One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Winn One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900

Mortgage Rates by State

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