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Seasonal home affordability gains faded again to start 2025. See our latest update of "The income you need to buy a home in the top 50 metro housing markets".

Seasonal home affordability gains faded again to start 2025. See our latest update of "The income you need to buy a home in the top 50 metro housing markets".

Current FHA Mortgage Rates in LA - Louisiana FHA Mortgage

Louisiana Mortgages

2025 FHA Loan Limits for Louisiana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2025 FHA loan limits for each parish in Louisiana are below.

Select County
County Name One Family Two Family Three Family Four Family
Acadia One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Allen One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ascension One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Assumption One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Avoyelles One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Beauregard One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bienville One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bossier One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Caddo One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Calcasieu One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Caldwell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cameron One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Catahoula One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Claiborne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Concordia One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
De Soto One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
East Baton Roug One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
East Carroll One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
East Feliciana One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Evangeline One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Franklin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grant One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Iberia One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Iberville One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jackson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson Davis One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lafayette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lafourche One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lasalle One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lincoln One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Livingston One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Madison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Morehouse One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Natchitoches One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Orleans One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ouachita One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Plaquemines One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pointe Coupee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rapides One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Red River One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Richland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sabine One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Bernard One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Charles One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Helena One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. James One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. John The Ba One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Landry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Martin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Mary One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Tammany One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Tangipahoa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Tensas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Terrebonne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Union One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vermilion One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vernon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Webster One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
West Baton Roug One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
West Carroll One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
West Feliciana One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Winn One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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