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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in IN - Indiana FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Indiana Mortgages

2022 FHA Loan Limits for Indiana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Indiana are below.

County Name One Family Two Family Three Family Four Family
Adams One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Allen One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bartholomew One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Benton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Blackford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Boone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brown One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carroll One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cass One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clinton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crawford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Daviess One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dearborn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Decatur One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dekalb One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Delaware One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dubois One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Elkhart One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fayette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Floyd One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fountain One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fulton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gibson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grant One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greene One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hamilton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hancock One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harrison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hendricks One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Henry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Howard One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Huntington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jasper One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jennings One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Johnson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Knox One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kosciusko One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lagrange One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lake One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Laporte One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lawrence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Madison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marshall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Martin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Miami One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morgan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Newton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Noble One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ohio One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Orange One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Owen One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Parke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Perry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pike One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Porter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Posey One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pulaski One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Putnam One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Randolph One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ripley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rush One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Scott One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Shelby One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Spencer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
St. Joseph One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Starke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Steuben One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sullivan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Switzerland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tippecanoe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tipton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Vanderburgh One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Vermillion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Vigo One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wabash One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Warren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Warrick One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wells One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
White One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Whitley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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