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Current FHA Mortgage Rates in Indiana : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Indiana

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4.625% Rate

FHA 30 Yr.

5.325% APR

$885 / month (est)

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Updated 1/21/2019

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
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4.625% Rate

FHA 30 Yr.

5.420% APR

$885 / month (est)

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Updated 1/21/2019

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Indiana Interest Rates as low as 4% (4.708APR)
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Indiana Mortgages

2018 FHA Loan Limits for Indiana

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Indiana, 72 counties have an FHA loan limit at $294,515 and the remaining 20 counties ranges from $304,750 to $365,700.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Indiana are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$314,827$403,125$487,250$605,525
Allen$314,827$403,125$487,250$605,525
Bartholomew$314,827$403,125$487,250$605,525
Benton$314,827$403,125$487,250$605,525
Blackford$314,827$403,125$487,250$605,525
Boone$343,850$440,200$532,100$661,250
Brown$343,850$440,200$532,100$661,250
Carroll$314,827$403,125$487,250$605,525
Cass$314,827$403,125$487,250$605,525
Clark$316,250$404,850$489,350$608,150
Clay$314,827$403,125$487,250$605,525
Clinton$314,827$403,125$487,250$605,525
Crawford$314,827$403,125$487,250$605,525
Daviess$314,827$403,125$487,250$605,525
Dearborn$314,827$403,125$487,250$605,525
Decatur$314,827$403,125$487,250$605,525
Dekalb$314,827$403,125$487,250$605,525
Delaware$314,827$403,125$487,250$605,525
Dubois$314,827$403,125$487,250$605,525
Elkhart$314,827$403,125$487,250$605,525
Fayette$314,827$403,125$487,250$605,525
Floyd$316,250$404,850$489,350$608,150
Fountain$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Fulton$314,827$403,125$487,250$605,525
Gibson$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Greene$314,827$403,125$487,250$605,525
Hamilton$343,850$440,200$532,100$661,250
Hancock$343,850$440,200$532,100$661,250
Harrison$316,250$404,850$489,350$608,150
Hendricks$343,850$440,200$532,100$661,250
Henry$314,827$403,125$487,250$605,525
Howard$314,827$403,125$487,250$605,525
Huntington$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jasper$368,000$471,100$569,450$707,700
Jay$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Jennings$314,827$403,125$487,250$605,525
Johnson$343,850$440,200$532,100$661,250
Knox$314,827$403,125$487,250$605,525
Kosciusko$314,827$403,125$487,250$605,525
Lagrange$314,827$403,125$487,250$605,525
Lake$368,000$471,100$569,450$707,700
Laporte$314,827$403,125$487,250$605,525
Lawrence$314,827$403,125$487,250$605,525
Madison$343,850$440,200$532,100$661,250
Marion$343,850$440,200$532,100$661,250
Marshall$314,827$403,125$487,250$605,525
Martin$314,827$403,125$487,250$605,525
Miami$314,827$403,125$487,250$605,525
Monroe$314,827$403,125$487,250$605,525
Montgomery$314,827$403,125$487,250$605,525
Morgan$343,850$440,200$532,100$661,250
Newton$368,000$471,100$569,450$707,700
Noble$314,827$403,125$487,250$605,525
Ohio$314,827$403,125$487,250$605,525
Orange$314,827$403,125$487,250$605,525
Owen$314,827$403,125$487,250$605,525
Parke$314,827$403,125$487,250$605,525
Perry$314,827$403,125$487,250$605,525
Pike$314,827$403,125$487,250$605,525
Porter$368,000$471,100$569,450$707,700
Posey$314,827$403,125$487,250$605,525
Pulaski$314,827$403,125$487,250$605,525
Putnam$343,850$440,200$532,100$661,250
Randolph$314,827$403,125$487,250$605,525
Ripley$314,827$403,125$487,250$605,525
Rush$314,827$403,125$487,250$605,525
Scott$316,250$404,850$489,350$608,150
Shelby$343,850$440,200$532,100$661,250
Spencer$314,827$403,125$487,250$605,525
St. Joseph$314,827$403,125$487,250$605,525
Starke$314,827$403,125$487,250$605,525
Steuben$314,827$403,125$487,250$605,525
Sullivan$314,827$403,125$487,250$605,525
Switzerland$314,827$403,125$487,250$605,525
Tippecanoe$314,827$403,125$487,250$605,525
Tipton$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Vanderburgh$314,827$403,125$487,250$605,525
Vermillion$314,827$403,125$487,250$605,525
Vigo$314,827$403,125$487,250$605,525
Wabash$314,827$403,125$487,250$605,525
Warren$314,827$403,125$487,250$605,525
Warrick$314,827$403,125$487,250$605,525
Washington$316,250$404,850$489,350$608,150
Wayne$314,827$403,125$487,250$605,525
Wells$314,827$403,125$487,250$605,525
White$314,827$403,125$487,250$605,525
Whitley$314,827$403,125$487,250$605,525