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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in IN - Indiana FHA Mortgage

Indiana Mortgages

2024 FHA Loan Limits for Indiana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Indiana are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Allen One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bartholomew One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Benton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Blackford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Boone One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Brown One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Carroll One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cass One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clay One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clinton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Crawford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Daviess One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dearborn One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Decatur One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dekalb One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Delaware One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dubois One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Elkhart One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fayette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Floyd One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fountain One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Franklin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fulton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Gibson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grant One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greene One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hamilton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hancock One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Harrison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hendricks One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Henry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Howard One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Huntington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jackson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jasper One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jay One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jennings One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Johnson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Knox One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kosciusko One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lagrange One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lake One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Laporte One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lawrence One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Madison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marion One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marshall One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Martin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Miami One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Monroe One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Montgomery One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Morgan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Newton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Noble One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ohio One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Orange One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Owen One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Parke One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Perry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pike One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Porter One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Posey One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pulaski One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Putnam One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Randolph One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ripley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rush One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Scott One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Shelby One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Spencer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Joseph One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Starke One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Steuben One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sullivan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Switzerland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Tippecanoe One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Tipton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Union One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vanderburgh One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vermillion One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vigo One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wabash One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Warren One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Warrick One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wayne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wells One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
White One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Whitley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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