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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in IN - Indiana FHA Mortgage

Indiana Mortgages

2024 FHA Loan Limits for Indiana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Indiana are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Allen One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bartholomew One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Benton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Blackford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Boone One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Brown One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Carroll One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cass One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clark One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clay One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clinton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Crawford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Daviess One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dearborn One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Decatur One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dekalb One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Delaware One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dubois One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Elkhart One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fayette One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Floyd One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fountain One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Franklin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fulton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Gibson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grant One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Greene One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hamilton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hancock One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Harrison One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hendricks One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Henry One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Howard One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Huntington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jackson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jasper One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jay One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jefferson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jennings One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Johnson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Knox One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Kosciusko One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lagrange One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lake One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Laporte One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lawrence One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Madison One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marion One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Marshall One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Martin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Miami One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Monroe One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Montgomery One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Morgan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Newton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Noble One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ohio One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Orange One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Owen One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Parke One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Perry One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pike One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Porter One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Posey One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Pulaski One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Putnam One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Randolph One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Ripley One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rush One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Scott One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Shelby One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Spencer One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
St. Joseph One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Starke One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Steuben One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sullivan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Switzerland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tippecanoe One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tipton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Union One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Vanderburgh One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Vermillion One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Vigo One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wabash One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Warren One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Warrick One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wayne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wells One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
White One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Whitley One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350

Mortgage Rates by State

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