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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in AZ - Arizona FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Arizona Mortgages

2022 FHA Loan Limits for Arizona

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Arizona are below.

County Name One Family Two Family Three Family Four Family
Apache One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cochise One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Coconino One Family$423,200 Two Family$541,750 Three Family$654,850 Four Family$813,850
Gila One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Graham One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greenlee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
La Paz One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Maricopa One Family$441,600 Two Family$565,300 Three Family$683,350 Four Family$849,250
Mohave One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pima One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pinal One Family$441,600 Two Family$565,300 Three Family$683,350 Four Family$849,250
Santa Cruz One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Yavapai One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Yuma One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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