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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in WI- Wisconsin FHA Mortgage

Wisconsin Mortgages

2024 FHA Loan Limits for Wisconsin

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Wisconsin are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ashland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Barron One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bayfield One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Brown One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Buffalo One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Burnett One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Calumet One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chippewa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Columbia One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Crawford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dane One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dodge One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Door One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Douglas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dunn One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Eau Claire One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Florence One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fond Du Lac One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Forest One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grant One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Green One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Green Lake One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Iowa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Iron One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jackson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Juneau One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kenosha One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kewaunee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
La Crosse One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lafayette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Langlade One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lincoln One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Manitowoc One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marathon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marinette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marquette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Menominee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Milwaukee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Monroe One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Oconto One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Oneida One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Outagamie One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ozaukee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pepin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pierce One Family$529,000 Two Family$677,200 Three Family$818,600 Four Family$1,017,300
Polk One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Portage One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Price One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Racine One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Richland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rock One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rusk One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sauk One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sawyer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Shawano One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sheboygan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Croix One Family$529,000 Two Family$677,200 Three Family$818,600 Four Family$1,017,300
Taylor One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Trempealeau One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vernon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vilas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Walworth One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washburn One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Waukesha One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Waupaca One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Waushara One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Winnebago One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wood One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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